Life insurance policy-tips to finding one People are very unsure of whether there is cheap life insurance out there. But the truth of the matter is that it is there only them that have not understood what it takes to find where cheap insurance policies are. For you to get cheap policy life insurance policy, you need some know-how of basic things concerning insurance. You also need to do some research to help you have the...more
Instant Term Life Insurance is All About Valuing Time There are few things in life as valuable as time. The whole world revolves around getting things accomplished during an allotted time period. We live in an act now world, so valuing time is extremely important. One way to value time is to invest in instant term life insurance. Instant term life insurance like most things revolves around time. For starters, instant term life...more
Should Long Term Disability Insurance be Part of your Financial Plan? Long term disability insurance is a coverage plan that pays you a percent of your salary while you are unable to earn income due to a disability. What would you do if you were injured and could not work? Would you be able to survive without an income? You may be able to draw from your savings for a while, but that could eventually leave you high and dry. Many people do not realize that getting injured can drastically change your life.Setting up a long term disability insurance plan can alleviate your worries and give you a good night's sleep, knowing that you and your family will be taken care of in the event of a disability that would prevent you from working. For a shorter period of coverage, you would require short term disability insurance (see article13-short-term-disability-insurance.html).The most common reasons for being absent at work for an extended period of time are: maternity leave (or health complications related to pregnancy), cancer treatment, and back injuries.Receiving Long Term Disability BenefitsThe length of time for which you are eligible to receive benefits varies in...more
Inflation Protection: Why it should be added in your long term care insurance policy? Inflation is an economic term that refers to the increase in the prices of goods but the dollar amount remains or declines its value. This simply means the increase in the costs of living. The effect of this is that consumers would find the goods...more
How to Determine the Right Long Term Care Insurance Benefit Period and Amount Most insurance for long term care features are flexible to meet the consumers' demand and budget. Two of the important features that can be customized are the benefit period and amount to help policyholders manage their resources and prepare for the costs...more
Four Important Features of Long Term Care Insurance Many long term care insurance policies offer various bells and whistles and consumers look at them as hindrance when choosing the best features for their individual policies. Nevertheless, there are four important features in LTCi, and these are:Long Term Care Insurance Benefit Amount This is the amount the policy will pay for your benefits on daily, weekly, or monthly basis. According to the American Association for Long Term Care Insurance (AALTCI), in 2007, there were 36 percent of Americans who preferred between $100 to $140 daily benefit, while 33 percent selected between $150 and $199. Deciding on the benefit amount can be very difficult; thus, you need to survey several long term care facilities within your area or state and determine how much they charge on LTC services. Doing this, you have a hint on the overall expenses these services would incur per day or per month. The benefit amount should be on a par with the actual costs of LTC services to prepare for the future expenses and unlikely events in the future. Jesse Slome, executive director of the AALTCI, recommend using Social Security and other...more
Life Insurance over 50- is it worth giving a chance? These are the common questions hovering over the mind of the people in their mid 30's.We get to know about so many policies about life insurance from newspapers ,magazines ,TV etc...more
How to Save Over $500 a Year On Your Family Life Insurance Policies - A Micro Finance Focus Ensuring the well-being of our loved ones is definitely one of our top priorities. Accidents and serious troubles are just few of the things...more
Lifestyle Insurance coverage Agents Lifestyle Insurance coverage AgentsTaking a existence insurance coverage policy is an essential item you ought to not forget within your existence. This may totally enable you to your dependents in...more
Community Action Agencies and the Importance of Care Providers Insurance What Are Community Action Agencies (CAAs)?Community Action Agencies (CAAs) are nonprofit private and public organizations established under the Economic...more
Stat Life insurance Life insurance for aircraft pilots has conventionally been pretty plain vanilla. insurance for pilots has been more luxurious than that for most people who have similar profession, and it's repeatedly been all...more
Bring In More Sales With Life Insurance Leads Life Insurance Leads are prospective clients, who ask for an insurance agent to help them in choosing a life insurance plan that is suitable to their requirements. Life Insurance Sales...more