Motor Insurance Premium Calculator- The Best Safety Device for A Safer Life What is Car Insurance Premium Calculator?When you purchase a car, it is indeed a proud moment. A car can be your best asset; hence, you might have spent a lot of time and money in purchasing the car of your choice. For many, a car is a big investment and it makes one of the most attractive possessions. Some awareness is important for the permanence of a...more
A Checklist for Shopping for Life Insurance When shopping for term life insurance, you want to find the right amount of insurance coverage at a reasonable price with a company you can trust. But for many people, getting started is the hardest part. That's where the following Life Insurance Checklist can help. 1. What you would like your policy to achieve?Ask yourself what it is you want your life insurance to do. For example, do...more
Life Insurance Policy Defined Having a life insurance is a very relieving factor. If you know that you are insured, you are relieved of all financial worries in case of death. Life insurance companies also give out loans against the policy endowed if the policyholder reached the minimum number of years in accordance to the stipulation. The minimum number of years to avail of this is usually three and five years. The insurance policy also provides payment for claims whenever death arises.Life insurance that is affordable is not an actual contract of indemnity. A person may decide to have more than one policy and whenever death takes place, the insured will get the entire sum of the policy. In actual practice most agents of life insurance policies just do the job of collecting and depositing premiums on policies that they sold. After the issue of the life insurance, the policyholder has the responsibility to keep the insurance policy. The decision to continue an insurance policy or stop it lies only on the hands of the policyholder. Therefore, it is unadvisable to penalize or put the blame on agents when they are unable to make collections for the...more
Different Life Insurance Policies Intended for the Poor For those who are financially burdened, obtaining a life insurance policy can become an additional problem for them. Still, it is advisable to think of the future and think ahead of what might happen if your loved ones are unsecured on the day of your death. This is not a...more
Guide to Choosing the Right Life Insurance Policy for You Life insurance is the simplest, most popular and cost effective way to financially protect any dependants in the event of your death. While it won't help those left behind to get over their loss, the benefit of a lump sum, in most cases tax-free, will guarantee your family...more
Exchanging the Senior's Insurance Policy for Cash with Life Settlements Life settlements can be a viable option for seniors willing to exchange their life insurance policy for immediate cash. A life settlement is the sale of an existing life insurance policy for a lump sum of money. It allows policyholders to access the fair market value of their life insurance by selling their policies and receiving payments greater than the cash surrender value.Technically, a life settlement contract allows you to sell your insurance policy to a third party in exchange for a reduced amount of the face value. This is possible because a life insurance policy is actually property, like a car, house, stocks and bonds that can be legally sold. A life settlement essentially lets you extract value today from an asset that is generally thought to only have a benefit when you die. Typically, life settlement transactions involve life insurance policies of a large face amount; "key-person" coverage or corporate-owned life insurance; or policies representing excess coverage that is no longer needed. Here's how a life settlement works: When a life settlement company buys your life...more
The Secret of Life Insurance Do you love someone enough to spend your hard earned dollars on a life insurance premium -- month after month?Because the real benefit of a life insurance policy isn't for you. It's for those you love......more
Senior Citizens Should be Aware of Private Long Term Care Insurance Long term care is a major concern of American senior citizens and their families. Studies have shown that Americans rank long term care second, behind saving for...more
Past Life Regression - The Facts About Reincarnation, Karma, and Time Whether you accept it or not, past life regression as practiced by therapists specializing in that field continues to prove that it does exist. Not only that, they...more
What Everyone Should Find Out About Term Life Insurance Quotes Whenever you look go back over your life there are particular events that categorize your life. Including, before you decide to were married, as you were in college, prior...more
Health And Life Insurance Akron, OH When confronted with life and death decisions, it is best not to do them alone. Personal health insurance protects a person when they get sick or need medical attention involving a doctor or...more
Auto Care- Related Guidepost For Nice Care Auto Sales Many of us know the pain of having your vehicle break down in the middle of the boonies or on the way to work. You have gone thru it and so have I, and let me tell you it was one...more