Life Insurance & Medical Plastic Surgery As per the International Society of Aesthetic Plastic Surgery (ISAPS), the number of cosmetic and/or plastic surgeries in Canada is the fifteenth highest in the world, with 108,758 procedures performed per year. This is only a small percentage of the 17 million surgical procedures executed in the entire world, yet it is significant when calculated on a per-person basis.The surgery ladder...more
Reasons Why You Should Obtain Long Term Care Insurance Lifespans around the world are rapidly increasing with enhancements in health care and living conditions, and this is often sensible news for most of us. But, many folks who age into their 70s, 80s, and beyond, become incapable of caring for themselves, and should come to rely on alternative sources of assistance. And although members of the family have historically cared for...more
Virgin Money's New Life Insurance Policy Reviewed Virgin has made waves in just about every industry they've entered, using their solid financial backing and unique approach to business to offer good quality products at low prices with good service. Virgin's latest business foray is into life insurance, and today we look at how the new Virgin Money life insurance policy compares with others in the market generally.Guaranteed Acceptance!One of the fantastic features of the new Virgin Money policy is the guaranteed acceptance policy for all customers aged between 18 and 65. This policy becomes financially viable for them with the exclusion of claims for pre-existing conditions for the first five years of the policy.No Medical Information RequiredVirgin's life insurance policy offers applicants the option of not answering any health or lifestyle questions in their application. This is quite rare among life insurance policies, but that doesn't necessarily give Virgin an edge. Life insurance policies that are offered without any review of health-related information will find it extremely difficult to calculate risk, and those in average health will end up subsidizing...more
Mums in Life Insurance Bubbles: Are You One? Given that some two-thirds of people in the world say they fear public speaking more than death, it is perhaps unsurprising that a new survey has revealed that 25% of women would prefer to change a dirty nappy than talk about life insurance, and 20% would rather undergo an uncomfortable...more
Life Insurance Leads Life Insurance Leads from Senior Marketing is highly reliable when it comes to lead generation and marketing, and today this article will tell you all about the inside story of what you need to know when you go shopping for mortgage lists, aged or fresh alike. It is an art to shop for new clients who are out...more
Conventional life insurance or ULIPs? What are traditional life insurance plans? Why should I buy a traditional plan? How will I benefit from it? And how is it relevant in today's environment? How are these different from the more popular ULIPs?These are some of the questions you would generally ask before making a purchase decision.Traditional insurance plans, which include term, donation and whole life policies, offer multiple benefits in terms of risk cover, return, safety and tax benefit. Traditional policies are considered risk-free, as they provide fixed income returns in case of death or maturity of the policy. Investment guidelines also ensure safety of funds with a cap on equity investment.Here are some of the reasons why traditional life insurance plans are the react to the apprehensions and challenges faced by consumers and the Life Insurance industry.1.The interest of the company and the customer are aligned: In participating products the life insurance company can make margins only when the customer makes margins and to that extent the interest of the company and the customer are aligned. As per the insurance law, the company can retain only 1/10th of...more
Term Life Insurance Solved Definition of Term Life Insurance? Life is what happens to you when you're busy planning other points. It is a quote from John Lennon and he identified the quote so accurate at his end. Life might be about...more
Level Term Life Insurance Information - A Way To Obtain One So what exactly is level term life insurance? It's a Life Insurance policy that will pay out an assured cash sum in the event you pass away during the term of the policy or...more
Expensive City Life: Should You Fork Out for Insurance? We all know how expensive it is to live in Australia's largest cities. A recent survey by Demographia International found that Sydney, Perth, Melbourne and Adelaide housing is...more
Should Gen Y Say 'Why?' to Life Insurance Gen Y are the scapegoats of society in many ways, characterized as the generation who want it all, want it now, and don't want to work for it. Smart financial policies like buying...more
Australia's Wild Weather - Is the Noughties' Climate Making Life Insurance More Necessary? It seems that every time we turn on the television there is a new natural disaster to report on ... many of these disasters, and many...more
Pet Care Insurance- Get the Facts Pets are known to be a much loved companion of humans. They serve as a family member, best friend, or only a toy to embrace everyday. To be able to do this, pets have to be taken care of. Having a...more