Are You Investing? If you have any interest in the stock markets or in buying and selling stocks you may at some point in time decide to try your hand at Investing. You may go to an online broker or use a full service broker but however you choose to do it you are still Investing in a publically traded company that is traded on a stock exchange.If you do plan to invest in a company you should do some homework before you put out any...more
Retirement speeches should be about get up and go! Retirement speeches should be positive. They should look to the future and what it may bring. That is not to say, of course, that they should not mention the past. Someone who is retiring has a past with a particular company and that should be mentioned and celebrated.Over the years a retiree will usually have made many good friends. Leaving the company then may make him or her...more
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Investing Options with Tax Advantages If you are unsure where to start with saving and investing we can help. Many people don't know where to start with their savings priorities and investing options. Following a "savings hierarchy" can help you learn where to start saving and investing. You can create a hierarchy that fits your own needs. Here are the steps in the savings hierarchy.First, contribute as much as your workplace with match to your 401(k), 403(b) or 457 plan. Matched contributions are like "free" money, and you typically get tax-deferred growth and compounding returns. The sooner you start with this the better.If your employer has a low contribution (less than 50%) and you have high interest rates on your credit card debt (25% or higher), you may want to pay this debt off first.Second, pay down high-interest credit card debt. If your interest rate is higher than 9%, you should consider using some savings account money to pay down the balance of these accounts, starting with the highest interest rate first. While applying the most money to the highest interest rate card you should be making at least the minimum payments on the other cards to avoid extra...more
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