70% of people currently over age 65 will require some long term care someday. That is the estimate of the U.S. Administration on Aging, a division of the U.S. Department of Health & Human Services.1Will Medicare or private health insurance pay for it? The short answer is "no".In the decades ahead, baby boomers will reach their seventies, eighties and nineties. With aging parents of their own, some are learning how much long term...more
When you have no experience investing in apartment buildings, you may feel a little like Rodney Dangerfield in that you get no respect. When you also have no money it can be even more of an uphill battle to get others to take you seriously. No money and no experience make a strong double negative. But the reality is, most of us started at zero or pretty darn close to it. So don't worry about it. Here are 7 credibility-building...more
Construction accidents can ostensibly occur in any work atmosphere, with the responsibility for providing a safe working environment resting on the shoulders of the employer. The OSHA (Occupations Safety and Heath Administration) assumes that there will be over 1,000 construction workers that will suffer a work-related fatality this year.Virtually all significant injuries suffered in construction site accidents give rise to workers' compensation rights. The Workers' Compensation Act provides benefits to workers who are injured on the job. Unfortunately, Workers' Compensation alone may be insufficient compensation especially in the case of very serious and catastrophic personal injuries which happen often in construction site accidents. It is very important to realize that construction site accident injuries are not just 'part of the job'.The construction accidents occur because of failure of taking standard and safety measures and regulations. Cases for injuries caused by construction site accidents are usually very complex. Construction companies may try to manipulate the system and bend the rules so that an injured employee will not receive enough money to cover his...more
Be it investment in IPO shares or any mutual fund, there are certain things to be kept in mind before you invest your money.IPO investmentIt is challenging to analyze an IPO stock as it does not have much historical background. Red herring is one of the documents you can rely on for information related to various IPO issues. You...more
Have you been overcharged for legal advice? Do you want how to get cheaper fees for the same services?How to get the best price and quality work from a lawyer?I am not a fan of lawyers charging expensive fees but we need them some time in our lives to resolve legal issues. Such issues can be related to speeding fines, injury claim or...more
The basics long-term techniques in investing are made mostly by very notable investors such as Warren Buffet, Benjamin Graham and David Dodd.The recent and still going recession in the economy has made a lot of people lose big heaps of money in stocks trading and also many investors have been trapped in the poor conditions, that made them lose confidence. Nevertheless, in many situations it may be considered that many companies still exist in the market that can provide an acceptable model at prices to bargain.There's another point of view that if the economy tends to improve, the probable income in the investment isn't to be better. In all cases and views, investors have to be very intelligent in order not to trap into some kind of scam or a bubble. One of the best outcomes in that situation is to take into consideration the value investing for a long period of time.The Strategy for a Long Term InvestmentIn the text "Securities Analysis" made by David Dodd and Benjamin Graham in 1934 there was presented the theory of value investing. Later there was even a book "The Intelligent Investor" published. But, as you probably know the most successful and well-known...more
People who live in the Ann Arbor area and are involved in an auto accident know that the local lawyers are there to provide them with help to recover their loss. Many times people who are involved in an auto accident end up losing their...more
Don't stop saving for retirement. Even if you think you're wealthy enough to forego putting money in your 401(k), you could end up seriously shortchanging your retirement savings potential by reducing your retirement plan balance or...more
When planning ahead for retirement, one possible way to gain a property ideal for a relaxing lifestyle in a beachfront community is through a mortgage. The good news is that several properties excellent forPlaya del Carmen retirement...more
The investment in shares or has been popular since the closure of bank consolidation in Nigeria. The Fellowship of Nigeria is among the best in terms of profitability in the world and it is clear from the average return per...more
Everyone wants to give his family a financially stable life. Those who are educated and knowledgeable join as a well reputed employee in prestigious organizations and earn their living. While there are groups of people who are not...more
You shouldn't need to deal with the emotional hardship of getting a divorce and the financial troubles that can come with it. Financially, your settlement can make or break you. You will get your fair share and not feel like you've been...more