By Darlynn Morgan, Probate AttorneyAs a Probate Attorney, I often help my clients plan ahead for the type of living assistance they may want (and may ultimately need) when they reach the golden years. However, when it comes to such options, most people only think of three things: living at home, nursing homes or assisted living centers.But, happily, there is another fast growing option available to American seniors the Continuing Care...more
Will my retirement income be enough to cover my expenses? Will it last long enough or will I outlive my savings? These questions are plaguing many baby boomers. To find out if your income will be enough follow this simple formula.Savings Should Equal 15 Times Your IncomeMost retirement planners agree your lump sum savings should equal fifteen times your average yearly salary. When your lump sum is high enough, you can draw the...more
If you feel that you have been cheated or have been the victim of false promises, or have suffered losses and injuries for no fault of your own and another party of person is responsible for your losses, then you can file for claiming compensation. And in the process, you may hire a Accident compensation lawyers to guide through the legal formalities. A lot of people think that it would be needless to hire a Compensation Lawyer and the negotiation with the other party can be carried on by oneself. However, the problem arises when you fail to get your desired compensation amount, and it is not possible for a layman to know the details of the law. This is where a Compensation Lawyer comes in.When Can you Hire a Compensation Lawyer: You may hire a Compensation Lawyer when you have been wronged by your employer in the workplace, have been cheated by the hospital as they have been overcharging your bills, when your agent gives you less than what he had promised you on your holiday, when you have been involved in a road accident and suffered injuries for the fault of another driver or when you have suffered serious loses and undergone mental and physical trauma for a...more
Divorce has turned to be very common just like marriage. This is mainly because of the reflection on the bad side of humans. When a couple decides to get separated, they will definitely approach a divorce lawyer. Every state in America is having different rules on divorce. You will be in a complex task of finding the best divorce...more
If you are a risk taker, penny stocks are for you and you should probably be investing in them. However penny stocks should not be 100% of your investment portfolio. Conservative investors should ordinarily stay away from these risky investments. These investments are attractive to most investors because of the potential high gains associated with...more
I'm not a lawyer, I do not want to be a lawyer. I did my own study of law which is everyone's duty. Ignorance of the law is no excuse as they say, really means everyone is under a duty to find out what the law is. Having studied law with a friend for several years, something I am very grateful for I learned how to beat them at they're own game. Lawyers hate to be around me because I have a little bit of a serpentine nature I just can't seem to get rid of and I always enjoy putting my little digs in whenever I meet a lawyer, it really is something I just cannot stop doing. It never fails when this happens, the lawyer cannot handle it and they always run away. As it turned out I believe I know more about law than most practicing lawyers. The use of the word practicing should in itself throw up a red flag. It's the ex lawyers that come clean upon leaving the tribe in disgust, they just know what's happening in the courts is wrong, most lawyers have not connected all the dots. I need to ask you what I believe you may think are dumb questions, but one's that will make you think. Are you a member of a law society? Think you have to be a...more
With an extended lifespan and better medical facilities, there is a higher ratio of people over the age of 60 years living a full life. For better understanding, retirement village is a common term used to describe a community of housing facilities...more
Alcohol abuse and its consequences are alarmingly increasing in United States.10% of the accusers are found to be teenagers, if not younger. It is real unfortunate and shameful for a civilized country indeed. Therefore, the legislation authority has...more
It has been reported that the mayor of Pollica, an Italian town south of Naples, was found dead in his car on Monday. Angelo Vassallo, a centre-left politician was found gunned down about 100 metres from his house, sparking talks of it being a...more
Aggressive investment in the stocks means investors are taking immense risk in the market. This risk can be in various forms. You make investment in highly unpredictable markets when market fluctuations are beyond any mechanism of...more
If you want your savings to grow for retirement, you'll have to throw out the conventional "three-legged stool" mindset - Social Security and pension plans are no longer reliable, while traditional investment strategies could result in financial...more
There are all sorts of different advantages and disadvantages of investing in real estate. As such, if you want to invest in property it would certainly be a good idea to you to consider the benefits and risks of doing so before you lay down any sort...more