When it comes to planning for retirement, many people are finding that things aren't working out the way they had hoped. Today's financial landscape has made it quite difficult for many people to realize the dreams they had for their Golden Years.The reality of needing to work long into the time they had planned for traveling or simply enjoying life has hit many a hopeful retiree. This is not only a financial issue in our society...more
As many businesses still feel the aftereffects of the recession, most employers feel that growth prospects are bleak. This has resulted in many calling for the abolition of future 401K benefits. Until the time that companies can afford to match all 401K contributions by their employees, this program won't be enough to fund an employee's retirement (although many are still erroneously banking on their 401Ks and Social Security payouts to make up a...more
One woman in her 60s has been paying her attorney a set amount every month for the past four years. The fee takes a huge percentage of the $101 monthly disability settlement she was awarded by the state compensation fund office. One lawyer has earned a monthly payment from a disabled miner for the last 10 years. The disabled miner won a whopping $134 a month pension with the help of this attorney, who is collecting a portion of that payment every month. These are people who needed representation but could not afford exorbitant legal fees. The woman referenced above has a terminally ill husband and they receive welfare. Not only the poor are affected by this legal fee problem. It riddles the middle class wallet, as well. The American middle class is targeted with exorbitant legal fees because they have the money and resources to be able to make regular payments, yet lack adequate representation in the state legislature. Ironically, most of the attorneys in the U.S. were born into the middle class, so the potential interpretation is that they subconsciously hate the middle class from whence they came. Usually, lawyers fees are calculated on an hourly basis. According to lawyers,...more
Usually the most common notion regarding criminal defense lawyers is that they will help you in your time of need. And this is true. But most clients dont understand there are a lot of things they can do to aid their defense attorney during the whole trial process. Most people usually dont even think about it, but sometimeshelping your lawyer can...more
An Orange County patent lawyer is a very important part of successfully securing your rights to royalties on an invention, object or idea that you have protected with a patent. They also are extremely valuable when it comes to applying for a patent and going to court regarding infringement claims. Protecting objects, ideas and works from...more
Before you reveal any information whatsoever to anyone else about a new invention that you are thinking of marketing, if you expect it to be profitable for you it is recommended that you hire a Los Angeles patent lawyer to make sure that you get a patent for your invention. It is critical that you protect your new idea, and you need to do it legally, thoroughly and properly. An attorney is the best professional to assist you with everything you need to do in order to protect all of the hard work that has gone into your invention to make sure that all credit for it is yours.It is of course important that you understand exactly what a patent is. It is a set of exclusive rights that is granted to you, the inventor, for a useful, novel and non obvious invention. You deserve to reap the rewards that come from all of your time, effort and hard work for your new invention, and at the same time, you need to make sure that no one else will claim your idea as their own. How do you do this? By filing for a patent with the aid of a Los Angeles patent lawyer. If you fail to get your invention or idea properly registered, you will be at risk for having it be copied and misused by any...more
One can never be too sure about the future. Hence, in order to compensate for the different problems that might come up later on, you need to have a plan at hand. When it comes to financial matters, it is always safe to have something...more
If you have a new invention that you want to market, a completely new and unique idea or some other original work, and you expect it to be profitable for you, it is strongly recommended that before you reveal that invention to any third party you...more
There are a number of attractive options for investing in gold and there are pitfalls. Gold stock investing includes mining companies and derivatives. Many gold bugs will say that investing during hard times you can increase your wealth...more
The LML Group , Richmond & Associates Inc. , HK – Investing in bonds allows investors to construct a portfolio that is well-diversified. The investment in stocks, bonds and cash can lead to a balanced portfolio if each investment is...more
Investment in dividend stocks can provide a steady income stream as well the potential for appreciation of stock value. Well-known companies such as PG or GE have continually increased their dividends year after year for decades. There...more
A sad fact brought up by disasters such as the BP oil spill is that investing in shortages can be profitable. The ongoing news story in the Gulf of Mexico is the difficulty that teams of experts had in shutting off the oil spill....more