There are a number of attractive options for investing in gold and there are pitfalls. Gold stock investing includes mining companies and derivatives. Many gold bugs will say that investing during hard times you can increase your wealth by investing in gold. However, the true gold bug will advise that you buy and hoard gold bullion or rare gold coins. A current scare tactic in the gold coin market is that "the government will come...more
The LML Group , Richmond & Associates Inc. , HK – Investing in bonds allows investors to construct a portfolio that is well-diversified. The investment in stocks, bonds and cash can lead to a balanced portfolio if each investment is constructed to meet individual investment objectives. Using efforts to be compatible with every investor's different risk tolerance and investment goals, the different investments contain varying...more
Investment in dividend stocks can provide a steady income stream as well the potential for appreciation of stock value. Well-known companies such as PG or GE have continually increased their dividends year after year for decades. There are companies that have never missed a dividend payment for a century! During a recession investors commonly buy consumer goods companies that pay dividends. The argument against dividend stocks is that they are not growth stocks. That is not necessarily true. Over a five or ten year span the best dividend paying stocks typically outperform the S&P 500 by several percent. A dividend is a payment, typically announced and made every quarter, from the company to its shareholders. A dividend is part of the company's profits, after taxes. The company has two things it can do with profits. One is pay dividends and the other is to reinvest to grow the business. A mature and stable company will make money on its business but will not grow at the same rate as that of a startup. It may have a major share of its market and can only increase its share through research and development instead of capturing market share. The company pays...more
A sad fact brought up by disasters such as the BP oil spill is that investing in shortages can be profitable. The ongoing news story in the Gulf of Mexico is the difficulty that teams of experts had in shutting off the oil spill. Commentators go on about how the government may well increase regulations of offshore drilling and how the...more
Most individual investors believe that an investment in the stock market is a way of obtaining goals to retire and nothing else. However, this is far from the truth. Many investors buy stocks looking more at the short term gains rather than the long term picture.These examples will enlighten you to look into the positive results of...more
Workers' compensation refers to insurance provided to employees through their employer to cover medical expenses or any loss in the course of employment, workplace accident or the like.In California, employers need to carry Worker's Compensation Insurance or qualify for self-insurance to cover any type of injuries or loss in the workplace. Work related injuries refer to carpal tunnel syndrome or leg injuries or illnesses which include hypertension, excessive stress, and insomnia, heart and lung diseases due to over exposure to harmful chemicals and toxins. Although there are laws existing regarding workers' compensation, determining one's eligibility and compensation can give rise to complex issues and insurance companies denying your claims. The compensation includes benefits for time off during recovery from an injury, medical reimbursements and compensation for a long term disability or impairment.If you personally experience any work related injury, and find difficulty in acquiring workers' compensation benefits, the right person who can help you out is a Workers' Compensation Attorney. Some situations arise when your employer or insurance denies...more
For decades we thought we would be taken care of when it was time to retire. We thought between our job and Social Security retirement income would not be an issue. However, Social Security is in trouble and it has become necessary to...more
Practicing law is a relationship business. It is not enough to have knowledge and skills. You need to know people. And people need to know you. Keep in touch with classmates. Meet other young lawyers. One may end up general counsel for GE. Treat...more
If you have been charged with a criminal act in Virginia then you will need to work with your Virginia criminal lawyer to build a defense strategy which they will present in court when your case comes to trial. It is vital therefore...more
At one time gold was used in the United States currency. It was pulled out of the currency in the early 1970s. Gold's main use today is in investments and jewelry.The current American currency is decreasing in value over time. The American...more
There are innumerable individuals who are accused of several criminal offences like theft, shoplifting, fraud, impaired driving etc. These accused individuals need to hire an experienced criminal lawyer for a successful representation....more
Several individuals are attracted to the investment industry, as they really should be for funding purposes. The stock market place has always been a valid choice for folks to build a retirement fund or a nest egg more than time,...more