Does your organization see every opportunity as a "must-win" project, even when it's a poor fit for your in-house talents? If so, this is one of several viewpoints that can blind your company to potential problems ahead. In Part 1 of this series, we explored how to recognize six common project traps. Now in Part 2, we'll review 10 major mistakes to avoid (or risks to flag) when choosing, estimating, and staffing your projects.First,...more
Your last experience with loans was really disappointing. You had to literally struggle to get the loan proceeds sanctioned. Thatswhy, this time round you have planned to take an instant loan. In fact, the needs this time is such that can be best met through an instant loan.The needs to be met through instant loans are of a routine nature. They crop up with the periodicity of a month. They include the month's ration, house rent, and such...more
In a 2004 amendment to The Fair Credit Reporting Act (FCRA), a new system providing free credit reports was initiated. The amendment requires each of the three national Credit Reporting Agencies (CRAs), Equifax, TransUnion, and Experian, to provide free copies of an individual's credit report once every 12 months. The free reports require a request to be submitted to a centralized office, in accordance with procedures defined by the Federal Trade Commission (FTC). The FTC is charged with consumer protection and ensuring compliance to the FCRA from the Credit Reporting Agencies.The amendment was undertaken as a way to help individuals access the information contained in their credit reports. Prior to the amendment, credit reporting agencies were able to charge individuals for every copy of their credit report that they requested. Only under specific circumstances, such as searching for employment, were credit reports provided free of charge. This undermined fair access for individual's to access information about them collected by the CRAs.Understanding what information is in your credit report is important. Only then can you ensure that the information being reported...more
Home is where the debt is.Debt reduction is about spending less money so you can pay off your current debts while not accumulating more debt. Car payments, Christmas shopping, and credit cards enable the amassing of debt rather quickly. When bills are coming every day and you don't know where to turn or how to save any more money, look at...more
Effective communication is vital if you wish people to understand your viewpoint. It becomes even more crucial in professional settings, as fierce competition means that customers must be convinced that your products are superior to your rival's. Unless you effectively communicate the features and advantages of your product, your customers are...more
Technology advances like the internet have spawned a new craze, where anyone with a secure internet connection prepared to undertake a small amount of training can engage in trading foreign exchange on the forex market.Just as a day trader will closely track stock price movements on the Dow Jones Industrial Average, all over the world forex traders monitor currency fluctuations in a similar fashion.Forex traders have the aim of using the smallest amount of one currency, say the US dollar, to purchase another currency like the British Pound. If supply of the pound lessens in a busy market, it will cost more dollars to buy pounds, and the forex trader hopes to sell their pounds at a higher than their purchase price. In many respects, this type of trading behaviour is very similar to trading in stocks, where the aim of nearly all traders is to buy low and sell high.The trading process works under a bid/ask system. In the above example, a forex trader might bid 10 dollars in return for 5.7 British pounds, and the seller of the pounds could be asking 11 dollars for the same amount of pounds. If the seller accepts the bid, the trader then hopes the pound continues to increase in price,...more
For many individuals in business the hardest part is selling. For the majority of business owners, the jobs they had before don't prepare them for dealing with selling products. So, this article will deal with some basic tips to help you with...more
Many people are already starting to pay attention to the newest online trend: E-gold investing.E-gold investing is a all about a system that allows you to profit from the money that is being traded everyday on the internet. What you're doing...more
Planner before him he sits puzzled wiping sweat from his brow. Fighting off an overwhelming feeling of combined fear, wonder, dread and ambition he slowly flips through the pages as he watches the clock counting the hours left in the day....more
GREAT INTERVIEWS GET THE JOBIt can be easy to convince ourselves that the job interview doesn't matter so much, as long as our resume is outstanding, our dress is impeccably professional, and that we are nice people. After all, nice people do...more
Hi there, Some time ago I attended three major events, two were well-run, the third was a shambles. All three had a number of speakers and more than 200 hundred people present.The Disorganised EventThis is what happened at one of those events:On...more
Well the end of another year is nearly here and hopefully for all you businesses owners it has been a very good year. If it has been a very good year for your business then after your done patting yourself on the back for a job well done it might be...more