Many parents who have children that are attending college, especially if they are college freshmen, think that keeping their children on their current health insurance plan is the best and cheapest option available to them. There are certainly instances in cases where this is true, but to be sure parents should research student health insurance and then decide which option is the best for them.Health insurance while giving the illusion of being...more
Is good health important? Most everyone would agree, however you have to wonder why many people don't follow practices that will keep them healthy. These practices include watching their diets and visiting a doctor regularly, especially for the yearly check ups. Perhaps a lack of understanding the health insurance or medical coverage process is the reasons why. With the many options and coverage types that are available for any budget or need, it...more
There are almost 35 million people are in the young adult age group. The number of young adults without health insurance is decreasing significantly in this age group. The latest survey, released yesterday, finds that during the second quarter of this year, adults between the ages of 18 and 25 without health insurance has dropped from 28 percent to 24 percent. This 4 percent drop is a major improvement for this age group. This means that one million more young adults today have health insurance.The new health care law that was enacted by President Barack Obama last fall, enabled adult children to remain active on their parent's plan until they turned 26, but unfortunately this law's provisions didn't get implemented by the workforce health plans. It wasn't until January 1st 2011 that this law was finally followed even though it was already months old. This law change it is believed is the prime reason for the sudden increase in young adults enjoying health insurance coverage.The difficulty of young adults getting jobs in the economy of today makes the availability of health care even more important to this age group. This age group is also representative of the only group that is...more
HMOs, or Health Management Organizations, had their heyday in recent decades, after President Richard Nixon signed into effect the HMO Act in 1973. This act legally permitted health insurance companies and organizations to offer services in the form of HMOs.This form of health insurance, like the others, has both benefits and drawbacks. Despite the...more
Many people understand the fact that health insurance is prohibitively expensive for the vast majority of people out there. Unfortunately, the government has been slow to respond to this growing problem, and the end result is that people are taking their chances because they simply cannot afford quality coverage. The truth of the matter is that...more
Whether you are an individual seeking a health plan for yourself and your family, a woman looking for maternity or preventive care cover, or self-employed and looking to manage health risks, being aware and prepared is important. A lot is happening on the health insurance Kentucky scene and the nation in general, and as the saying goes, forewarned is forearmed. Individual Health Insurance Kentucky The golden rule is: buy an individual health insurance plan no matter what. If you do not have an employer-sponsored health plan, make sure you buy one yourself. Private health insurance companies offer a range of options to cover individuals and their families. So go online, check out individual health insurance Kentucky plans and choose one that suits your needs. This could be a daunting task to attempt on your own. The best way to go about choosing a plan is to get professional help from a licensed health insurance broker. A reliable agent can tell you how to manage your risk and buy an affordable health plan.Health Insurance for Women Women have special healthcare needs, but face many barriers such as higher premiums than men for similar coverage, lack of coverage for gender-specific...more
There cannot be a more painful emotion in the world than watching someone you love suffer through an illness. Long term health problems within our family could make us feel ineffective because we can't really help them. Getting power over our...more
For the people people who seek some insurance company that can support their medical needs, group medical health insurance plans are the most useful thing they may have. Group health insurance enters two forms, the managed care or traditional....more
Health insurance options for young adults are nearly the most affordable plans available to people. Obtaining health insurance in your early twenties typically means you have obtained insurance while you are in reasonably good health and live a...more
Did you know that you have more options than ever when it comes to choosing the best health insurance policy for you and your family? While it is true that insurance companies have a reputation for overcharging and under serving customers, there are...more
Today, healthcare services turn out to be expensive than everything else, thats why affordable individual health insurance have made readily available for the people. Let us see on what we choose the affordable health insurance plan.HMO Here is the...more
If you do not have adequate health insurance, you are playing with your life, and not only your own, but that of your family. Health insurance is brutally important today and certainly makes it easy to sleep at night knowing that your family is...more