When you are carrying a child, but are not insured you should investigate all your insurance choices before looking at non insurance alternatives. health care insurance may be available through direct pay family policies, group policies, programs offered by local state or the federal government. However, in some cases you may find that all of these doors are closed and non insurance alternatives are the only way to lower your costs.When you are...more
Racism and its Effects on Young Adults: When people, especially young adults, received unequal treatment because of their race, color, national or ethnic origin or immigrant status, it affects them physically and mentally and creates a sort of feelings of worry, anxiety or fear and loss of interest in their daily activities. It is because our brain is wired to make us feel worried or dreadful toward anything in the environment that looks...more
Like so many things in life there are benefits and risks to being self-employed. The great thing for you is that in an economy like this where many employees have been laid off you do not have to worry about your health insurance and being laid off. One thing you may have to think about though, is Ohio Health Insurance. Because if you do not work for a company that offers health insurance you will need to make sure that you have purchased health insurance for your family and yourself by January 1, 2014 when the Affordable Care Act goes into full effect. Learn as much as you can now about being self-employed through this series of questions and answers.1. I plan to become self-employed. How do I keep my health coverage? If you are not currently self-employed but plan to become self-employed before January 1, 2014 you may want to look at COBRA. COBRA stands for Consolidated Omnibus Budget Reconciliation Act, which allows you to take the coverage you have currently at your job and keep that same coverage for up to 18 months until you find new Ohio Health Insurance. Unfortunately since you would have left your job you will be paying 100% of the premium since your past employer would no...more
If there is something that offers an effective and a unique solution to the constantly rising health insurance costs in Wisconsin, it is the catastrophic health insurance plans. This sort of a health insurance in Wisconsin can actually help people stay protected, at the same time save money while at it.Catastrophic health insurance plans in...more
Would a health insurance company join forces with those who fought to keep carcinogenic pollution in public places? Californias largest insurer, Kaiser, did hire a lobbying firm associated with fighting legislation to limit smoking in public places. Principals of that firm were also involved in support of marketing cigarettes to children for more...more
We all know that maintaining our health insurance policy is one of the best ways to protect our financial future. However, even if we do have a policy with comprehensive coverage, there is still a possibility for our financial stability to crumble in the case of hospitalization.While most health insurance plans do indeed cover hospital stays, they are constantly cutting back on the amount and scope of coverage. When any policy is renewed, health insurance companies reserve the right to modify previous coverage without highlighting any changes in bold print. It is thus imperative to closely examine every new policy upon receipt.The actual coverage of hospital stays varies from company to company and policy to policy. Major Medical policies are partially designed to offset the expense of hospital stays, but lack coverage of other potentially necessary medical care. Hospital Indemnity Insurance is often purchased as a supplement of traditional insurance. These policies help cover any costs not covered by the primary insurer, such as co-pays, deductibles, and charged amounts over an insurer's "usual customary and reasonable" amounts.Individuals that are at high risk of being...more
Generally it is the choice of the consumer to decide if they want these extras but in some cases they may be built into a policy. Some of these can be beneficial to people, but it is up to the individual what they want to be insured for therefore if...more
If life were a fairy tale, everyone would have health insurance that was inexpensive and covered every possible medical expense you can think of. Unfortunately, though, none of us are Cinderella or Prince Charming, and the woodland creatures have not...more
Being pregnant is a fun and exciting time. Husbands and wives eagerly anticipate the joy of meeting their newborn and they plan for the day the baby will arrive by setting up a nursery, finding a pediatrician, preparing by stocking up on diapers,...more
Florida is one of the states that has filed a lawsuit against the Affordable Care Act challenging the constitutionality of the mandate to get minimal health insurance coverage. While some politicians seem to think they are experts on how to fix...more
If you are planning to migrate and begin a whole new life, you should think about applying for a private health insurance. In Australia, as compared to some other countries, people receive a better approach of physical health benefits. All people as...more
Shopping for health insurance? You are not alone because millions do this every year and it is easy to get confused and overwhelmed with the magnitude of the options and choices that are available. You thing you will have in your corner if your...more