When looking into health insurance of any kind the rules, regulations and stipulations often make it so that every word on the policy seems foreign and a bit sketchy. The policy is never laid on it terms that one without industry knowledge would completely understand. Words such as co-payment, deductible, family allowance, preventative vs. routine care often times add confusion in really understanding what is being offered. Health Insurance in...more
Some people in politics want everything to be black and white. "Big government bad, small government good" and similar slogans have become rallying cries during town hall meetings and elections. Sound bites are convenient ways of getting a message across, but unhelpful when it comes to more complicated issues. On the face of it, we seem on the cusp of slipping back into recession. To try avoid this double dip, the Fed has announced plans to buy...more
The total number of uninsured people in the US grew from 43.0 million in 2005 to 49.9 million in 2010 at a 5 year CAGR of 3.0%. The private insurance coverage is mainly employer sponsored. This negative change in the employment status led to decreased earnings and resulted into a decline in the number of people under the employer insurance coverage.Premium prices have more than doubled over the period. The cost of an employer-based family coverage plan increased from 12% to 22% of family income over the decade. The health insurance premium surged as a percentage of private sector employee compensation from ~% in 1999 to ~% in 2009 thus cutting down the wages of the workers. Small businesses were considerably hit with the proportion of small employers providing health insurance reducing from ~% to ~% between 1999 and 2009.UnitedHealth Group is the leading health insurance provider in the US with a market share of ~% and direct premium written worth USD ~ billion in 2010. The company conducts its operations through two businesses, United Healthcare and Optum. WellPoint is the second largest health insurance provider in the US with total premium written USD ~billion.The report titled...more
Denied Health Insurance - What to do Next Denied Health Insurance - What to do NextThousands of people in the US are denied health insurance each year and end up facing huge medical bills due to pre-existing conditions. This is because so many insurance companies will refuse or charge exorbitantly high premiums for people who suffer from...more
The Benefits Of Having An International Travel Health Insurance There are many benefits of taking up an international travel health insurance. The first benefit obviously is that you learn to account for medical expenses and hence sudden medical costs will not jolt you or put your budget out of track. Often when you are in foreign...more
Cost-effective Health Care Insurance Finding affordable health insurance is possible, there are many companies that can assist you to find health care insurance that will meet your requirements and stay affordable. The fact is many people simply do not know best places to look for health insurance. Connecting which has a company that may be capable of seeking out health insurance providers can take the hassle out of buying medical care insurance. For individuals who do not want to use a company to find affordable health care insurance there is the Internet.Thousands of people in the United States simply go without health care insurance because they think they won't find affordable health care insurance. This would explain why there are various individuals in the states who choose to visit without health care insurance. Those who will not have health insurance are going to be less likely to visit a doctor. Because of this a lot of times illness as well as other ailments are certainly not diagnosed until they have developed. There are several different things that could determine what your monthly medical care insurance will be. Your quality of life insurance rates can...more
Visit USA healthcare Insurance coverage is targeted at and is most well known amongst young people. This insurance coverage covers all healthcare expenditures for these going to the United States. You might be visiting the states for pleasure, small...more
Tend to be loved ones medical insurance programs truly needed through households by which most people are wholesome? This particular query might have arrived at the mind whilst having to pay rates. Although it is excellent enjoyment to possess a...more
Australia these days is one of the most liveable places with a good standard of living and growing opportunities. This can be the reason many individuals from across the planet are hoping to travel or migrate in this country. One of the things you...more
Many parents who have children that are attending college, especially if they are college freshmen, think that keeping their children on their current health insurance plan is the best and cheapest option available to them. There are certainly...more
Health Insurance is the one policy that everyone needs and yet we have millions of uninsured people in our country. Costs are rising so rapidly that a large portion of our population is unable to afford the premiums, even though they know very well...more
Medical issues can be terrifying, and when it comes to learning that you need an organ transplant, the fear can be all-consuming. Add to this the sheer cost of any surgery (some outpatient surgeries can easily cost over $25,000), and you have a...more