When it comes to health insurance coverage many people are worried about truly understanding their choices and the differences between the types of policies that are being offered. Of course, if you have an employer based health insurance coverage then you probably don't really have a choice as to which plan you are on but if you do have a choice the following is a quick overview that can help everyone get a better understanding of the three...more
When it comes to women's health the physiological differences between men and women have become more and more obvious in recent years and the way in which we treat men and women and diagnose certain conditions have been adapted due to gender. This knowledge means the different sexes are offered treatment better tailored to their specific needs.Our attention should be drawn to the primary areas of concern for all women such as reproductive...more
Point of Service, or POS, health insurance plans are unique in that they combine the benefits of the HMO and PPO plans. However, along with all health insurance plans, there are both pros and cons to point of service plans.A point of service health insurance plan is based in the foundation of the HMO plan, where lower medical costs are offered for a more limited selection of providers. However, the different between these two types of insurance is that if a referral is made to an out-of-network provider, there still is some coverage, whereas in an HMO, coverage is only offered in-network.Also similar to an HMO, primary service health insurance policies require the selection of a primary care physician to monitor and help coordinate all aspects of your health care. This individual must be chosen within the network, and becomes your "point of service." The primary care physician must make referrals for any care outside the network to be covered, and coverage is always lower out-of-network.If an out-of-network provider is chosen by a client for a particular service, it is then the responsibility of the patient to complete all paperwork, including filling out forms, mailing in bills,...more
According to the 2010 Ohio Family Health Survey, employer health insurance now only covers 57 percent of the population, down from 66 percent in 2008. This is one of the many reasons why you should be looking at how to buy affordable health insurance in Ohio. Finding a Suitable Ohio Health Insurance Plan Choices are complicated when you shop for...more
Pharmaceutical companies bring in ridiculous profits from their sales each year. Even generics seem to be more expensive than ever, with most pharmaceutical companies delaying the release of a generic medication by repeated lawsuits. For example, the generic of Provigil was to be released in 2010. Come 2012, it is finally released- at half the...more
Georgia health insurance child-only policies are usually bought by parents who have an employer policy that doesn't offer dependent coverage. When the Affordable Care Act required insurance companies to accept kids with pre-existing health conditions, insurers in Georgia decided to stop offering new individual policies that cover children only. However, this could change in the months to come.One of the unintended changes in the health insurance market involved child-only health care policies. In Georgia and other states, as the Affordable Care Act took hold, insurance companies stopped offering this type of health insurance plan.Child-only Georgia health insurance plans are usually bought by parents who have an employer-provided health plan that does not include dependent coverage, or has dependent coverage they just can't afford. Sometimes these plans are bought by parents who can't get health coverage for themselves due to health reasons and still want to provide coverage for their children. And sometimes, these are bought by parents whose income does not qualify for their kids to get coverage under Medicaid or PeachCare.How Did The Affordable Care Act Affect...more
Health insurance quotes that are found online are widely available to those who need instant information about health insurance policies. In order for a consumer to get a quote or an estimate for a certain insurance policy, the insurance provider...more
The critical illness insurance is one of the most popular protection insurances that you can take if you anticipate to suffer from any critical illness in the future. This insurance plan will cover the illness that you decide while choosing the plan....more
Making Your Health Insurance Leads Work For You Too many insurance sales people think that you have to be in someone's home in order to close a deal on health insurance leads. That there are too many facets of insurance to try to...more
