The consumer has a lot of main health care insurance options to choose from. The first three that quickly come to mind include the traditional co-payment plan and then there is the high deductible plan and many people choose the health care saving plan as their choice.The traditional co-payment plan enables the consumer to easily predict health care costs. Low copayments are made for well and sick doctor visits. However, well visits and other...more
There is a vast difference between health insurance and long term care insurance. While health insurance will cover you medically up to a certain point, there is generally a cap. This means that if you go over that cap, you are no longer covered. If something should happen where you need long term care, you can get long term care insurance that will pick up where the health insurance leaves off. As more people are living to be much older than...more
Robert Wood Johnson Foundation and the Trust for Americas Health studies obesity and found that 25 percent of adult Californians are obese. Plus, another 37 percent are overweight.Over the last 15 years, obesity rates have steadily climbed with almost 17 states seeing the rate of adult obesity double. It's almost unimaginable that just two decades ago, no state had adult obesity rates above 15 percent. So, what are we doing to fight this epidemic that drives up disease and death rates? Over the past four years, not a single state has seen a remarkable decline in adult obesity rates.California Health Insurance Rates Follow Obesity Rates This last report showed that California's adult obesity rates had only a slight increase to 24.8 percent up from 24.4 percent in 2010. While that doesn't sound bad, if you compare it to 15 years ago, the obesity rate has increased a whopping 78 percent. Not surprisingly, the rate of diabetes has nearly doubled. The only positive note is that when investigators looked at rates of physical activity, only California and Texas showed increased exercise levels. Because obesity correlates with deteriorating health and more expensive health care, California...more
How to Find Online Information about Student Health Insurance Sometimes student dental insurance can be difficult especially if students are looking for an affordable one. Finding student dental insurance that fit a student financial plan could be contracting, that some students would sometimes wish not getting any dental plan at...more
You never in a million years thought that it would happen to you. Unfortunately against all odds the doctor has diagnosed you with one and your life has taken a dramatic change. There are many treatments that can be done and technology is so advanced in this day an age that treatment can in some cases help. Depending on what the illness that you...more
Medical underwriting can be really tough on people with a pre-existing health problem when they apply for Tennessee health insurance. Most of these applications are declined, but just recently, PCIP or the pre-existing condition insurance plan was implemented. It provides an affordable Tennessee health insurance option for people with illnesses.Because insurers want to spend the least amount possible for a policyholders' medical treatment, they routinely decline applications from people who have a medical history of disease. If they do accept an application that shows health problems, they ask for a higher than standard rate or they place exclusions on the kind of care the applicant is most likely to need. For example, treatment for allergies and asthma is frequently not covered for people who have long-standing respiratory needs.According to the Tennessee Health Care Campaign policy director, Tony Garr, PCIP will definitely lower the cost of coverage for these people. Garr says that enrolling in the Federal High Risk Pool is easier now, but people still must have been unable to get health coverage for at least 6 months. To apply, you need to present a note from a physician...more
If you have medical conditions that are pre-existing, make sure you research your policy and company ahead of time to make sure you qualify. With certain pre-existing conditions and certain insurance providers, insurance coverage will be much more...more
When it involves health insurance you can save money by getting the most basic policy, but be certain that the plan you will get fits your current and health and wellness needs. For model, if you use a specific problem and condition, make sure the...more
The Camp Eden Health Retreat supports a rich variety of plant species that characterize rainforest, regenerating rainforest and wet chlorophyll forests in south-eastern in QLD. The floristic recorded on the property are strongly influenced by soil...more
Are you pissed up waiting for the insurance agent to turn up at the scheduled place? So, you want to buy a health insurance chiefly because you want to save tax and another reason being getting the benefits associated. And you want to have a look at...more
The Blue Cross Blue Shield Association is a group of 39 companies and organizations which provide health insurance coverage for at least 100 million Americans across the nation. There is a wide variety of companies which are part of this association,...more
How International Health Insurance Can Help You Your health is one of the most important things to take care of in the world today. Fame and fortune will come and go, but health is always going to be with you. Hence, looking after your...more