The restaurant industry employs millions of Americans. These workers are more likely than most to be uninsured. There are several reasons for this.First, many waiters, waitresses, hostesses, etc. earn minimum wage or less. It is difficult enough for employees earning $7 or $8 an hour to afford health insurance. A lot of states have a separate minimum server's wage that is slightly over $2 an hour. The remainder is expected to be...more
Many people feel intimidated when it comes time to find a doctor. Whether they need a specialist or a general practitioner, that list of names in the phone book can be off putting. Some surveys suggest that people actually put off getting health care they know they need simply because they are overwhelmed by the process of getting in to see a physician. Others choose to just go to their local walk-in clinic or emergency room because they don't...more
There are few things worse than being diagnosed with a critical illness. It is an unpleasant surprise for which most people who are not able handle the crises. The only thing they can do in that case is pray for good health and in the meanwhile, do everything they can to maximize their security under such circumstances.This is exactly why critical illness insurance was developed. This type of insurance is an extension to typical medical coverage that is specific for situation involving critical illness. Different illnesses and severities will need to be taken into consideration with the insurance. Critical illness insurances primary function is to take care of most, if not all, of the added stress of medical expenses during this trying time.The biggest advantage critical illness insurance offers its policy holders is the sense of some protection against the monetary aspects during such a period. Not having the stress of the added expenses during this already stressful time is a great relief. Critical illness insurance is just that, it is an insurance that covers the policyholder's medical expenses after they have been diagnosed with a critical illness.They can be for the period of...more
In California, health insurance companies offer what's known as high-deductible health insurance. You typically get lower premiums on plans that don't cover your healthcare until you've spent $5,000, $10,000 or more out-of-pocket in a year.High-deductible plans aren't the only way to cut healthcare costs. Here are other ideas that can help you keep...more
How great to be pregnant! It's a time of joys and challenges. There are so many aches and pains, such discomfort. Though we are gaining weight, have muscle and joint pain, we are elated. What can we possibly do to alleviate this? I recently heard about pregnancy massage. What a luxury! During my pregnancies, I wish I had heard of this. In most...more
In all my years on this earth, I have only had one massage! Now that I know the many benefits and history of massage, I'll be looking forward to a series of massages. It is an ancient form of healing and ways of relaxation and rest. It is found in to ancient cultures. Records of different massages go back through the ages in all parts of the world to many ancient civilizations.Massage is the manipulation of superficial layers of muscle and connective tissue, to enhance function and promote relaxation and well-being. Massage became popular in the US in the 1800's and grew in popularity until the 1930's and 40's. With the development of modern medicine, it was discounted as "lesser than". It made a re-appearance in the 1960's and 1970's when nurses began to use it to alleviate pain in patients. In the 1996 Summer Olympics in Atlanta massage was deemed a core medical service and its popularity rose again.There are many words in many languages that give us the word "massage". I love studying different languages. It's especially exciting when all cultures have the same word and customs. The word comes from the Latin word "friction", as well as from the French word meaning "friction or...more
For 20 years, Texas residents have fared worse than the rest of the nation by having less access to medical care. September marks new relief to help the public pay for Texas health insurance plans.Over the last five years, Texas health insurance...more
Most individuals who use private health insurance continue looking for ways they can cut their insurance premiums without losing some of the quality benefits their current plan offers them. Now, you can lower your rates by simply taking...more
The right kind of health insurance quote can help you to purchase a cheap health insurance policy for you as well as your family members. Research is the main activity that you have to undertake to avail a perfect health insurance...more
Every year, more than one million Americans earn a college degree. Graduation is exciting, but flipping your tassel also means taking on new challenges. One of them is deciding what to do about health insurance.Traditionally, young...more
In the past 9 years, I have had 3 normal pregnancies and healthy children. While the pregnancies were all normal and complication-free, I had all the different feelings going through both my mind and body. Between muscle and joint pain, there is also...more
A Jacksonville integrated health practitioner provides much needed relief from the painful symptoms of slipped discs suffered by patients in the local Jacksonville area. A slipped disc is the cause of much pain as the joint is affected by the...more