Health insurance is a sensitive issue in Virginia. With the state officially opposing the Affordability Act and the date of implementation already gone by, residents are left confused about whether to go for a medical policy or not. But reforms or no reforms, if you are one of those, who still do not have a health insurance, then you are in a minority and you better hurry up. The first step in while purchasing health insurance in Virginia is to...more
You are the resident of Florida? You are between jobs and therefore are not looking for a long term health plan? The reforms are round the corner and you necessarily need coverage? If you have answered yes to any or all the above the questions, then Temporary health insurance Florida is the solution for you. As the name suggests, temporary health insurance is for a short duration- i.e. For a period of one to six months. Usually anyone who is...more
If you are in the market to purchase your own health insurance coverage you can save yourself precious time and money by shopping and comparing policies right online. Sites dedicated to giving you quotes on various types of insurance make it very easy for you to get an idea of what your coverage and costs will be. However, please be forewarned that there are some pitfalls in using an insurance broker as I discovered within the past year.As a self employed person, I carry my own health and life insurance for my family. When making the move from New Jersey to North Carolina in 2004 I knew two things about our health insurance:1. I would have to shop for a health insurance provider covering North Carolina.2. Rates would be cheaper than in New Jersey, with costs being about half of what I had been paying and with slight better coverage.Several weeks before we moved I contacted a well known internet insurance broker and received quotes. We selected one company and received the paperwork from the broker about ten days before our move. Quite frankly, I wish I had started the process a little earlier as all of our free time was dedicated toward preparing and making the move. So, I ended up...more
When you are doing an analysis to find an appropriate health insurance that is within your budget and completely meets all your needs is really a great task. If you are planning to tie up with an insurance company in order to get the best individual health coverage or group health coverage, there are quite a number of things to...more
In these tough economic times, lots of workers who have been laid off have opted to start their own businesses rather than seek new corporate jobs. While this choice can be enormously satisfying and empowering, it comes with significant disadvantages, and one of them is finding health insurance self employed alternatives.It's not impossible to find...more
The restaurant industry employs millions of Americans. These workers are more likely than most to be uninsured. There are several reasons for this.First, many waiters, waitresses, hostesses, etc. earn minimum wage or less. It is difficult enough for employees earning $7 or $8 an hour to afford health insurance. A lot of states have a separate minimum server's wage that is slightly over $2 an hour. The remainder is expected to be covered through tips. While some working in upscale establishments receive high gratuities that sum up to far more than the minimum, the average server at a casual chain restaurant often suffers from a series of slow nights.Most restaurants--like many small businesses--do not offer health coverage to their employees, due to the high cost and low margins.As a result, up to six million employees are uninsured at any given time. Some employees may be eligible for Medicaid due to their low pay (and healthcare reform will loosen those requirements), but the significant population of undocumented immigrants are not.Fortunately, a high percentage of employees in this industry are young and relatively healthy. They are therefore an attractive...more
Many people feel intimidated when it comes time to find a doctor. Whether they need a specialist or a general practitioner, that list of names in the phone book can be off putting. Some surveys suggest that people actually put off getting health care...more
There are few things worse than being diagnosed with a critical illness. It is an unpleasant surprise for which most people who are not able handle the crises. The only thing they can do in that case is pray for good health and in the meanwhile, do...more
In California, health insurance companies offer what's known as high-deductible health insurance. You typically get lower premiums on plans that don't cover your healthcare until you've spent $5,000, $10,000 or more out-of-pocket in a...more
How great to be pregnant! It's a time of joys and challenges. There are so many aches and pains, such discomfort. Though we are gaining weight, have muscle and joint pain, we are elated. What can we possibly do to alleviate this? I recently heard...more
In all my years on this earth, I have only had one massage! Now that I know the many benefits and history of massage, I'll be looking forward to a series of massages. It is an ancient form of healing and ways of relaxation and rest. It is found in to...more
For 20 years, Texas residents have fared worse than the rest of the nation by having less access to medical care. September marks new relief to help the public pay for Texas health insurance plans.Over the last five years, Texas health insurance...more