In 1849 hundreds of men made the grueling climb across the Rocky mountain range before stepping onto California's soil. These men, who history remembers as forty-niners, came to California with dreams of striking a mother lode of gold and spending the rest of their days in the lap of luxury. Few of these forty-niners had possessions worth speaking of, just the tattered torn clothes they were wearing, a shovel, a pan specially designed to sift...more
Florida axiom advanced duty of AIDS than all but two other states (New York and Maryland). In the sphere of Florida, statistics present with the aim of single in the sphere of 209 ashen men, single in the sphere of 117 Hispanic men and single in the sphere of 44 black men were living with HIV/AIDS to the same degree of 2008.Women just accounted on behalf of 31 percent of the HIV/AIDS population, but with the aim of doomed with the aim of 25,365...more
A recent survey estimated that the average dog owner will visit the vet two-three times a year and spend an average of two hundred dollars. Pet owners who have cats will spend a little bit less. That estimate is for the normal routine stuff like sterilization (spaying or neutering), vaccinations, worming, and a heartworm test; you're normally in and out of the veterinarian's office in approximately fifteen minutes. It's hard to imagine what the trip to the veterinarian's office would cost if your pet was suffering from a really serious medical problem such as benign tumors or a broken leg.Approximately three percent of pet owners in the United States have decided that the best way to deal with financing their pets vet bill is to purchase pet health care insurance. Pet health care insurance is similar to human health care insurance. The pet owner pays a monthly premium and when the pet has to go to the veterinarian's office the insurance company will pay a certain percentage of the bill minus the deductible. Before a pet owner purchases a pet health care plan they need to get some estimates/quotes on various plans. Before the pet owner goes online to find a quote they need to grab...more
Before cat owners purchase health insurance for their family cat there are a few questions they should ask themselves. Asking themselves these questions will give the cat owner a reasonable idea of what type of policy will best suit them.The first thing they should consider is whether or not they would like a discount insurance plan or a...more
The general population thinks of cowboys, Quarter Horses, rattlesnakes, Brahma bulls, and Longhorn steers when they think about the livestock and pets typically found in the Lone Star State. When they think of pets they probably think of Australian Heelers, Heinz fifty-seven mixes, barn cats, and other ranch related working animals. What you...more
You love your pets. They are the first things you see when you wake up in the morning. They lay at your feet while your eating breakfast, they run with you as you get your early morning exercise, they look heart broken when you leave them behind, when you get home from a long day at work they are so happy to see you that they can hardly contain their joy, they listen attentively as you rant and rave about the trails and tribulations of your day, at night they crawl into bed with you and keep the nightmares at bay while you sleep. What they don't do is criticize you, judge you, or abandon you.There is very little you wouldn't do for your pets. That's what you think almost everyday of the year but on the days you have to take them to the vet and pay the obligatory bill you have to wonder. All your cat had done was a treatment for a mild case of ear mites. And your dog had been a yearly rabies vaccination. The whole processes for both pets took less then fifteen minutes. How could it possible cost so much?You might be able to see the benefits of pet health insurance. You might salivate at the idea of not dealing with the ginourmous vet bills you get every six months ago. You might...more
Before you purchase a pet health care insurance plan for your pet, check the list of the companies approved veterinarians to see if your veterinarian will accept the companies check. Ask your local veterinarian what type of pet health care...more
When pet owners purchase a pet they shop around at the various pet shops, breeders, pet rescues, and animal shelters until they find the dog, cat, or exotic pet that suits them, what very few pet owners do is consider the cost of veterinarian cost...more
It is in your best interest to educate yourself on all your options. A qualified health insurance broker will be able to explain all the benefits of the plans and assist you in making the right decision when it comes to your health insurance...more
There are many health insurance companies that have chosen to eliminate the broker from their sales force and sell directly to the public. However, the role of a broker is not obsolete. Many brokers have years of experience in the insurance industry....more
The term "health insurance" is commonly used in the United States to describe any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance or a non-insurance social welfare program funded by the...more
As a wife I see my husband going to a busy office and driving in hours of traffic. He wakes up with back and neck pain. He is truly a hard worker, but the work day takes its toll on him. He stretches each morning, and goes in to the local spa for a...more