homeowners insuranceCheap Health Insurance Coverage By: Mbeh Lawrence About the Author Mbeh Lawrence (ArticlesBase SC #3540418) Article Source: http://www.articlesbase.com/ - Cheap Health Insurance Coverage more
These days, everyone is looking for ways to lower their health insurance costs. One of the proposed solutions is healthcare reform, but its eventual effectiveness remains in doubt. Another method of making coverage more affordable focuses on the root cause, as opposed to the symptoms: patients' health.According to an increasing population of medical professionals and activists, patient-centered care is the solution. It begins with primary health...more
Health insurance like other forms of insurance is a form of collectivism by means of which people collectively pool their risk, in this case the risk of incurring medical expenses. The collective is usually publicly owned or else is organized on a non-profit basis for the members of the pool, though in some countries health insurance pools may also be managed by for-profit companies. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by an individual. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits...more
In California, health insurance quotes are not difficult to find and avail. However, Californians would easily assert hat looking for health insurance quotes remains one of the most cumbersome tasks that they have to perform. It consumes time, which is for an average American is pretty important.But there is no need to panic. With the online...more
In 2007 alone, it's estimated that diabetes cost the U.S. economy about $174 billion in medical expenses and lost productivity. That does not include the cost associated with undiagnosed diabetes, though. Undiagnosed diabetes could raise that to more than $192 billion.Approximately 6.3 million adults (one fourth of the U.S. population) with...more
Too many insurance sales people think that you have to be in someone's home in order to close a deal on health insurance leads. That there are too many facets of insurance to try to explain. Is that true or not?The Times, They Are A-Changin' At one time that might have been true, but times have definitely changed for all insurance agents no matter what field of business you focus on. Technology has brought people much closer together because we have the options of communicating by email, fax, the internet and of course, phone in order to follow up on our health insurance leads. In most cases, that would be your home office. You no longer have to spend long hours in the car in order to sell insurance. Most consumers today are accustomed to working with and through technology tools. First of all keep in mind that while life insurance (in the mind of most consumers) might be optional, health insurance is not. Everyone needs coverage regardless of their age and family situation. Get To Them Fast Approaching them before anyone else does is a huge advantage when trying to make a sale. Don't waste time or you'll lose out to other agents. It's a fact that the first person who makes contact...more
Every business comprises of certain number employees working for the benefit of the business. Employee satisfaction is something that must be provided by any business to the people working for it. To satisfy its employees, a company provides many...more
Business health insurance is one of the significant advantages companies are offering to their employees these days. Health insurance is also one of the prime considerations for an employee while taking up a job. For an employee, it is satisfactory...more
n A new 40 percent excise tax on high cost ("Cadillac") insurance plans is introduced. The tax is on the cost of coverage in excess of $27,500 (family coverage) and $10,200 (individual coverage), and increases to $30,950 (family) and $11,850...more
Harvard researchers looking into what portion of bankruptcy filers filed for medical reasons found some enlightening information. They found that illness caused the majority of filings. The study looked at a year that preceded the housing bust; but...more
Health insurance is taken by people because they expect the health care costs to rise significantly in future which might become out of reach for them. They expect that health insurance will cover them for the most likely and emergency medical...more
Doctor Who originally ran for 26 series on BBC 1, from 23 November 1963 until 6 December 1989. While in the authentic run, each weekly episode formed aspect of the story (or "serial")—usually of 4 to six parts in previously many years and three to...more