The general population thinks of cowboys, Quarter Horses, rattlesnakes, Brahma bulls, and Longhorn steers when they think about the livestock and pets typically found in the Lone Star State. When they think of pets they probably think of Australian Heelers, Heinz fifty-seven mixes, barn cats, and other ranch related working animals. What you probably don't think of is English Cocker Spaniels. You should. Texas A&M University School of Veterinary...more
You love your pets. They are the first things you see when you wake up in the morning. They lay at your feet while your eating breakfast, they run with you as you get your early morning exercise, they look heart broken when you leave them behind, when you get home from a long day at work they are so happy to see you that they can hardly contain their joy, they listen attentively as you rant and rave about the trails and tribulations of your day,...more
Before you purchase a pet health care insurance plan for your pet, check the list of the companies approved veterinarians to see if your veterinarian will accept the companies check. Ask your local veterinarian what type of pet health care insurance plan would best suit your family pet. Ask your local veterinarian to read over the plan and listen to their advice. Talking to your local veterinarian will also help you establish if the insurance company you are considering purchasing your pet health care insurance plan from is reputable.If you have purchased a pet that is as of yet unaltered you'll want to look for a pet health care plan that includes neutering and spaying. Before you pay for a pet health care insurance plan you need to carefully read how the policy handles prescription coverage. Most companies that sell pet health care insurance do not include prescription coverage in their basic medical health care insurance plan. If you are concerned about the cost of any prescription your pet might need during the course of its life you should probably consider buying a prescription coverage rider to complement your pet health care insurance. Although this rider may appear...more
When pet owners purchase a pet they shop around at the various pet shops, breeders, pet rescues, and animal shelters until they find the dog, cat, or exotic pet that suits them, what very few pet owners do is consider the cost of veterinarian cost for their new pet. The oversight can prove financially devastating and emotionally heartbreaking.The...more
It is in your best interest to educate yourself on all your options. A qualified health insurance broker will be able to explain all the benefits of the plans and assist you in making the right decision when it comes to your health insurance policy.Why You Need Health Insurance And How You Can Afford It By: Kent Kingsley About the...more
There are many health insurance companies that have chosen to eliminate the broker from their sales force and sell directly to the public. However, the role of a broker is not obsolete. Many brokers have years of experience in the insurance industry. They know how to evaluate the needs of a client and make recommendations accordingly. They advocate lower premiums and better levels of service. Often, they have long-term associations to one or two insurance companies. Through this association, they can often pass on the benefits of discounted premiums to their clients. If you choose to make use of a broker, you have an expert you can go to with your queries. If there are any new additions or changes to your health insurance policy, your broker can advise you of these. If these changes happen to have a negative impact on your policy, they can often make alternate recommendations so that you do not lose out on your policy when trying to make a claim. Perhaps one of the greatest benefits of having a broker is that when you do need to submit a claim, they take care of the admin. There is no need for you to stay on hold for hours while waiting for the insurance company call center to give...more
The term "health insurance" is commonly used in the United States to describe any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance or a non-insurance social welfare program funded by the...more
As a wife I see my husband going to a busy office and driving in hours of traffic. He wakes up with back and neck pain. He is truly a hard worker, but the work day takes its toll on him. He stretches each morning, and goes in to the local spa for a...more
Swedish massage is pretty much for everyone, even pregnant women. We know how much discomfort we are in when we are pregnant. We have problems breathing. These symptoms can be eased, possibly eliminated. Throughout my three pregnancies, my pain could...more
If you still find it difficult to decide which one would be right for you, drop an email to the agency or call them to send an executive who may help you to make informed decisions about the exact kind of health insurance plans into which you want to...more
1. Check out with your friends and family to confirm if the agent you are approaching for your insurance policy is a licensed insurance agent or just a "membership" coordinator.Do not fall prey to catchy "cheap insurance" or "discount plan" terms...more
Anyone who feels they have a hectic life, has a car, kids, pets or maybe is still in school or in today's world looking for work uses their back every minute of every day. When we go and purchase those heavy groceries, push the cart. I put my kids in...more