The Michigan Health Insurance Expert 1. What provisions begin soon? Beginning in 2010, children up to age 26 would be allowed to remain on their parents' health plan. People with pre-existing medical conditions would be eligible for a new federally funded "high-risk" insurance program. Some small businesses could qualify for tax credits of up to 35% of the cost of premiums. Insurance plans could no longer set lifetime caps on...more
Reviewing Common Autism Treatments Autism is a developmental disability that affects both children and adults. The symptoms of autism are usually diagnosed within the first three years of the child's life. These symptoms may be more pronounced in some than others and will often affect both the social and communication abilities of the individual. When diagnosed with autism, the individual can benefit from many of the different...more
Be Sure You Know What Your Health Insurance Does Not Cover Around 7 million people in the UK are covered by health insurance, the majority being covered through their employers. The problem is that few have really studied their policy documents and many misunderstand what is covered. And perhaps just as important, what isn't. If you expect health insurance to pay all your health costs, you're mistaken. Health insurance is designed to provide protection for curable, short-term health problems and allow policyholders to jump the NHS queues to see consultants, be diagnosed, receive surgery or be treated. That sounds fine, but before you buy you need to appreciate the treatments and situations that fall outside the scope of the cover. But first a word of warning. This article does not relate to any specific policy and the terms and conditions issued by individual insurers do vary. So please ensure you also check your policy documents. After reading this article, you'll know what to look out for! Sorry - it's a chronic condition If a condition can be cured and is not a long-term problem, your insurance company will classify it as acute and should meet the cost. If your...more
Is a Little Bit of Health Insurance Better than No Health Insurance? About 50 years ago, health insurance started to be an attractive incentive offered by employers to attract and keep good employees. Overall, group plans tended to be inexpensive for employers, with employees contributing a small amount of money or none at all to...more
Understanding Health Insurance Brokers and Health Insurance If you are in the market to purchase your own health insurance coverage you can save yourself precious time and money by shopping and comparing policies right online. Sites dedicated to giving you quotes on various types of insurance make it very easy for you to get an idea...more
Can Unemployed Individuals Avail of Health Insurance? Unemployed individuals may think that they no longer have options when it comes to finding an affordable health insurance. In line with the recent layoffs, however, these individuals are realizing that they actually have cheaper options in comparison to the plans they had during the time when they were still employed. After the layoff, an individual may lose his entire health plan. The individual's employer, in this matter, will at least cover half of the entire cost for insurance while the other half will be covered by the employee. The factor behind this is that group health plans offered by the employer is more expensive in comparison to the individual health plan in general. The reason behind its expensiveness is the fact that the group health plans rates are actually based on typical dynamics of specific groups and not on the individual's actual health history.Available option for unemployed individuals when it comes to health insurance is cobra or state risk pool. In general, cobra may be considered as expensive. Individuals gain awareness on Cobra after they have been laid off because it is...more
How to Save with Florida Health Insurance Options How fast a serious illness or injury can lead to tens of thousands of dollars in related medical fees may shock you, and the need for Florida Health Insurance Plans to protect your...more
Health Insurance Option for Unemployed Individuals If you are unemployed, you can still find options for affordable health insurance. You may check into cobra which will help to convert your previous group health insurance policy...more
Affordable Health Insurance Premium in California We all know the importance of having health insurance. After all, we want to make sure that our loved ones are taken care of when we do not exist. But before you move out and purchase a...more
The Truth of Critical Illness Insurance Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim....more
The Dilemma Of Costly Health Insurance Costs In The United States It is impossible to estimate how much health insurance will cost on an average. There are just simply too many factors to consider that throw all the numbers off. In...more
Healing Spells are Better than Doctors Everyone falls sick once in a while; being healthy is the ideal form of existence, and this is where health spells can be of use. Health is one of the biggest assets in life. People have been...more