The Non-Disclosure Problem of Critical Illness Insurance If you're in the unfortunate position of having to make a claim on your critical illness insurance policy, the last thing you want is insensitive hassle or apparent non co-operation from your insurer. But according to numerous newspaper articles, that's precisely what's happening. The core problem is that before they'll pay out, the insurer will always want to make exhaustive...more
The Michigan Health Insurance Expert 1. What provisions begin soon? Beginning in 2010, children up to age 26 would be allowed to remain on their parents' health plan. People with pre-existing medical conditions would be eligible for a new federally funded "high-risk" insurance program. Some small businesses could qualify for tax credits of up to 35% of the cost of premiums. Insurance plans could no longer set lifetime caps on...more
Reviewing Common Autism Treatments Autism is a developmental disability that affects both children and adults. The symptoms of autism are usually diagnosed within the first three years of the child's life. These symptoms may be more pronounced in some than others and will often affect both the social and communication abilities of the individual. When diagnosed with autism, the individual can benefit from many of the different treatment programs and educational programs available.BiomedicalWhile there is no special drug to cure the symptoms, professionals, as well as parents, have found that some drugs that are often used for other disorders will help to alleviate some of the behavioral symptoms of autism.For example, Serotonin re-uptake inhibitors have been used to help treat depression, obsessive-compulsive disorder, and anxiety. Through research it is found that there are elevated levels of serotonin in as many as one-third of those diagnosed with autism. Drugs such as Anafranil, Lenox, and Prozac may be able to reverse some of the symptoms of having high levels of serotonin, such as repetitive behaviors, irritability, and aggressive behavior. Some researchers...more
Be Sure You Know What Your Health Insurance Does Not Cover Around 7 million people in the UK are covered by health insurance, the majority being covered through their employers. The problem is that few have really studied their policy documents and many misunderstand what is covered. And perhaps just as important, what isn't. If you...more
Is a Little Bit of Health Insurance Better than No Health Insurance? About 50 years ago, health insurance started to be an attractive incentive offered by employers to attract and keep good employees. Overall, group plans tended to be inexpensive for employers, with employees contributing a small amount of money or none at all to...more
Understanding Health Insurance Brokers and Health Insurance If you are in the market to purchase your own health insurance coverage you can save yourself precious time and money by shopping and comparing policies right online. Sites dedicated to giving you quotes on various types of insurance make it very easy for you to get an idea of what your coverage and costs will be. However, please be forewarned that there are some pitfalls in using an insurance broker as I discovered within the past year.As a self employed person, I carry my own health and life insurance for my family. When making the move from New Jersey to North Carolina in 2004 I knew two things about our health insurance:1. I would have to shop for a health insurance provider covering North Carolina.2. Rates would be cheaper than in New Jersey, with costs being about half of what I had been paying and with slight better coverage.Several weeks before we moved I contacted a well known internet insurance broker and received quotes. We selected one company and received the paperwork from the broker about ten days before our move. Quite frankly, I wish I had started the process a little earlier as all of our...more
Can Unemployed Individuals Avail of Health Insurance? Unemployed individuals may think that they no longer have options when it comes to finding an affordable health insurance. In line with the recent layoffs, however, these...more
How to Save with Florida Health Insurance Options How fast a serious illness or injury can lead to tens of thousands of dollars in related medical fees may shock you, and the need for Florida Health Insurance Plans to protect your...more
Health Insurance Option for Unemployed Individuals If you are unemployed, you can still find options for affordable health insurance. You may check into cobra which will help to convert your previous group health insurance policy...more
Affordable Health Insurance Premium in California We all know the importance of having health insurance. After all, we want to make sure that our loved ones are taken care of when we do not exist. But before you move out and purchase a...more
The Truth of Critical Illness Insurance Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim....more
The Dilemma Of Costly Health Insurance Costs In The United States It is impossible to estimate how much health insurance will cost on an average. There are just simply too many factors to consider that throw all the numbers off. In...more