Is a Little Bit of Health Insurance Better than No Health Insurance? About 50 years ago, health insurance started to be an attractive incentive offered by employers to attract and keep good employees. Overall, group plans tended to be inexpensive for employers, with employees contributing a small amount of money or none at all to secure health insurance for themselves and their families.It was more expensive for individuals to pay...more
Understanding Health Insurance Brokers and Health Insurance If you are in the market to purchase your own health insurance coverage you can save yourself precious time and money by shopping and comparing policies right online. Sites dedicated to giving you quotes on various types of insurance make it very easy for you to get an idea of what your coverage and costs will be. However, please be forewarned that there are some pitfalls...more
Can Unemployed Individuals Avail of Health Insurance? Unemployed individuals may think that they no longer have options when it comes to finding an affordable health insurance. In line with the recent layoffs, however, these individuals are realizing that they actually have cheaper options in comparison to the plans they had during the time when they were still employed. After the layoff, an individual may lose his entire health plan. The individual's employer, in this matter, will at least cover half of the entire cost for insurance while the other half will be covered by the employee. The factor behind this is that group health plans offered by the employer is more expensive in comparison to the individual health plan in general. The reason behind its expensiveness is the fact that the group health plans rates are actually based on typical dynamics of specific groups and not on the individual's actual health history.Available option for unemployed individuals when it comes to health insurance is cobra or state risk pool. In general, cobra may be considered as expensive. Individuals gain awareness on Cobra after they have been laid off because it is...more
How to Save with Florida Health Insurance Options How fast a serious illness or injury can lead to tens of thousands of dollars in related medical fees may shock you, and the need for Florida Health Insurance Plans to protect your assets and savings is an unfortunate reality. When you understand what options are available, you can...more
Health Insurance Option for Unemployed Individuals If you are unemployed, you can still find options for affordable health insurance. You may check into cobra which will help to convert your previous group health insurance policy into an individual insurance policy. There is also the state continuation plan which enables you to...more
Affordable Health Insurance Premium in California We all know the importance of having health insurance. After all, we want to make sure that our loved ones are taken care of when we do not exist. But before you move out and purchase a health plan policy in California, do some research ahead of time. That way, you will be certain to get the best possible health coverage at the right price. Health insurance in California is very affordable. Here are some helpful tips to get you started:• Compare California health insurance quotes from at least 2 California health insurance companies. (It is amazing to see someone choose a CA health insurance policy without even bothering to compare the premiums and the health insurance benefits with other companies similar policies)• Enroll in your employers group health insurance coverage if your employer is eager to foot the bill. (Even if you have a problem with your employers group health insurance policy it is still usually better to stay with the plan if your employer is footing a large portion of the premium cost).• Make sure to examine the differences between the group health plans and the individual...more
The Truth of Critical Illness Insurance Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim....more
The Dilemma Of Costly Health Insurance Costs In The United States It is impossible to estimate how much health insurance will cost on an average. There are just simply too many factors to consider that throw all the numbers off. In...more
Healing Spells are Better than Doctors Everyone falls sick once in a while; being healthy is the ideal form of existence, and this is where health spells can be of use. Health is one of the biggest assets in life. People have been...more
Finding The Best Doctors When we are little kids, we never have to worry about things such as going to the doctor because our parents took care of that stuff for us; they made sure we had the appointment and they got us there. However,...more
Prediction: Large Companies Will Keep Offering Employer-Sponsored Health Insurance Health insurance reform certainly changes the face of coverage in this country. Health care will become less dependent on working for an employer that...more
Legal security for the unemployed in the health insurance contributions Social agencies have full contributions to the basic rate of private health insurance to Hartz IV recipients pay. In 2010 they had about 20 million €...more