Becoming a mom has made me look at all my bills to see how I can save money. Having a child to care for is expensive and I want to give him everything. But, at the same time, I don"t want to give anything up! So, I started with examining my house bills and the first question that came to my mind was "Why Are You Spending All That Money on Your Cable Bill?"I couldn"t believe that my cable bill cost me over $120.00 per month! I have my phone,...more
Welcome to the age of real-estate "whoops". The more and more real estate investors speak to home sellers, the more they hear the same issues many sellers are facing in today's depreciating real estate market. How do I sell when I owe more than my house is worth? Where can I find a Buyer who can close quickly? What can a real estate investor do for me? The list goes on and the more we speak to these Sellers, the more we realize the troubles...more
Once a person chooses bankruptcy, which is the last option for solving debt problems, the debt is gone but the work is not done. Now it is time to rebuild your credit. How do you do that?Although bankruptcy has many undesirable results (such as that your sub-prime credit record will stay on your credit report for 7-10 years), yet with a little work you can improve your credit even before these bad records run out. Following are five steps you or anyone can use to rebuild negative credit.The 1st step to rebuild your credit is to look at exactly where you stand. all your three credit reports from those three countrywide credit offices: TransUnion, Equifax, and Experian. You can order these reports online, it is easy and safe.Review each report closely. Try to comprehend the information listed in the credit reports and highlight any negative records or screw-ups that are damaging your credit report.The second step is to check the expiration date. By law, your blemished credit record will remain in your credit report for seven to ten years, but the exact expiry date might differ among these 3 reports. Your bad record will still stay at your credit score although you have paid off your...more
Someone once told me that there is one place we can go and find a lot of potential wealth. It's a place you would probably never guess; I guessed wrong. He told me that the best place to find that potential is in the cemetery.Just think about how true that is. The amount of untapped potential in the graveyard is infinite. So many people died...more
Penny stocks are an exhilarating investment opportunity. Since some people consider these shares to be a little risky, I see many people avoid them altogether Don't be scared though - you will earn unbelievable cash when you know what to search for.Any share under $2 is what I view as a penny stock. When I consider stocks to invest in, I look...more
As Warren Buffet so delicately put, "Wide diversification is only required when investors do not understand what they are doing".If we had the ability to take a time-machine back to 2004 through 2006, who'd have said that as of August 2009 a total of 474 lending institutions would be out of business? Industry leaders such as Indy-Mac, Accredited Home Lenders and Wachovia wholesale division (among countless others), have shut their doors, refusing to finance mortgages with the whole real estate "bubble" bursting over and over again. With top economists predicting that there are going to be 2.5 to 6 million foreclosures just this year alone, many investors are aware that the low hanging fruit is ready to be picked. Those untrained investors are still running for the hills, many times leaving their wife and children behind (metaphorically speaking).In July 2008, a total of 39,507 new and resale houses and condos were sold statewide in California. That was up 12.2 percent from 35,202 in June and up 12.3 percent from 35,185 for July last year. The median price paid for a home last month was $318,000, down 3.0 percent from $328,000 for the month before, and down 33.5 percent from...more
Author: Michael Golbraich The following article is for all those who need to repair errors with Reg Cure and/or other windows problems that you may run into sooner or later (likely sooner). Unfortunately, the majority of pc users are clueless as to...more
Author: Rose DalyHave you always had a hard time in effectively dribbling a basketball? If you answered yes to this question, what you need is practice and a helpful basketball dribbling guide like Effective Ball-Handling. This guide will show you...more
The CPA Program has five Focus Areas:Accounting Standards & US GAAP: The CPA Program covers the modern accounting practices with reference to Accounting Standards and US GAAP. The candidates gain in-depth knowledge of Accounting Standards which are...more
Car financing isn't exactly a great passion among many people - Still, a car loan is something that most people will need at some point, or several points, during their lifetime, and having the ability to select a car loan that's right for one's...more
Author: Brian & JeffThe Lord of the Rings trilogy remains one of the most successful film franchises in the history of the motion picture industry. This has led to a proverbial calvacade of merchandise related to the films. CDs, T-shirts, posters,...more
Author: Carrie DawsonReal estate investors turn to hard money loans when they need fast and easy cash. Got bad credit history? No problem, get a http://www.rehabhardmoney.com" target="_blank" title="http://www.rehabhardmoney.com">hard money loan....more