It's that time of year when we get bombarded with year-end tax planning tips. You'll see them on the web, in the newspaper, on television, and just about everywhere you look. I read a top 10 list this morning that made me cringe! Why? Because the tips given didn't consider the potential conflict with other personal and financial goals.Here are the top 2 I see in just about every list:#1 Buy Something This is the tip I hear most often that...more
The economic crisis has already hit the residential sector hard, but now it is forecast to spill over into commercial mortgages as well. Residential home owners were blessed with many different options to restructure their home mortgages or short-sell their homes due to the recent economic crisis. These options are now available to owners of office buildings, shopping malls, and retail shops, among other commercial properties, by way of a...more
How much money do you need to bring to Taiwan if you plan on moving to Taiwan to teach English? Making the move to Taiwan or any country is something that shouldn't be given a lot of thought. If you are considering moving to Taiwan it will help to know how much money you need in advance. You will be starting a new life and if you don't bring enough money it will only make things harder than they may already be. There will be many items and things you will need to purchase once you arrive in Taiwan and you'll probably find that it all quickly adds up and you may not have brought enough money to cover all your expenses before your first pay check.How much should you bring to Taiwan? You will need approximately $2,000 USD to survive and cover all your expenses before you get your first pay check. This amount is the absolute bare minimum anyone should bring to Taiwan. If you can bring more then do it. You may find that you have sudden or surprise expenses that you didn't factor into the equation and having a little extra cash to cover these possible expenses can provide peace of mind. Some of the main expenses you'll having arriving in Taiwan are your rent and most likely you...more
With the end of the year just around the corner, the new law may provide you with additional tax saving opportunities.In this report, I'll share the 2 most popular tax breaks in the new law and how they apply to your taxes.Tax Break #1: First-time Home Buyer Credit Background information The first-time homebuyer credit is one of the most popular...more
You will not believe what astonishing statistic I read just the other day. I was signed onto the site Indexcreditcards.com and read that the average American is carrying $4,013 in revolving debt and the average household is carrying about $7,861 in debt (mostly credit card). This is astounding considering only 25% of American households don't have...more
Author: Jeff McRitchieDoes your office need a paper shredder with an extremely high security rating, as well as a lot of great features? If so, check out the GBC ShredMaster RSX128, a feature-laden device that offers top-notch security. Here are this product's strengths and weaknesses. Strengths: The RSX128 can shred up to 12 sheets of paper in a single pass. It will also destroy credit cards and electronic media, specifically CD's and DVD's. The cutting head will also do away with staples and paper clips. This shredder offers Level 3 security, so this is a great machine to use if you're overly concerned about identity theft or compliance with federal regulations such the Fair and Accurate Credit Transactions Act (FACTA). This is a cross-cut device that has the ability to turn your documents into bits measuring 1/6" x 1-7/9". The RSX128 has a separate feed opening for your CD's and DVD's and it will store your plastic waste in a separate bag so you can recycle your paper bits. This device has an 8-gallon waste compartment so you won't have to empty it as often. There are casters pre-installed so that moving the device around doesn't take much effort. This is always a nice touch,...more
Author: Jeff McRitchieGeneral Binding Corporation (GBC) offers an incredible selection of shredders, including some that are great for use by multiple people in an office setting. One of these machines is the GBC ShredMaster RDS1819. Here are the...more
Author: Jeff McRitchie A commercial-grade paper shredder is a must-have item if your office needs to regularly destroy a lot of documents. If your workplace is in need of one and you aren't working with highly classified documents, a great choice...more
Parents with students traveling away to college this year choose Prepaid Visa cards for sending their child money for monthly expenses such as food, clothing, housing, books or school supplies. The advantages of a PrePaid Credit Card in this...more
Author: Jeff McRitchiePaper shredders have become very popular office machines and they are now as common as photocopiers thanks to the increased need for privacy. Just about every office in America has a paper shredder now and for those large...more
You can save money on your direct mail postcard by knowing a little about the US Postal Service mailing standards and requirements.The First Class Postcard Rate If the height of your postcard is between 3 inches and 4.25 inches and the width is...more
Author: Jeff McRitchieGeneral Binding Corporation (GBC) is the manufacturer of some of today's first-rate paper shredders, from the personal-sized to larger machines that are great for large organizations. One of their smaller machines is the...more