'The rich get richer and the poor get poorer.' We've all heard that at least a time or two. One reason for that saying's popularity is due to the presumption that wealthier people get all kinds of great financial advice on how to make their dollars multiply. It just makes sense that anyone worth a million automatically gets a lot of attention from advisers on investments.If your nest egg is of modest size, however, it used to be that you were...more
Because of the downfall of the US economy, the mortgage industry has become more rampant on the news. You can always hear something regarding foreclosures, mortgage industry, refinances, loan modifications and a lot more almost each night. And because of this, you will need to make a wise decision if you are planning to get a home loan. One of the most important decisions you have to make is to choose between a mortgage lender vs a mortgage...more
Credit card firms have always tried to keep purchasers in the dark as much as possible. They have done this with concealed charges, unpredictable rates, and lots of fine print on their documents that need the use of a magnifying glass. There are things that card companies don't need you to know about debt relief settlements. Credit corporations don't like you to know that you can settle your credit debt with no regard for how enormous or tiny that debt is. Most debt relief firms only work with those folks that have more than $10,000 in unsecured debt. You can try to agree to terms with the credit card companies yourself if you have less than $10,000 in credit card debt too. These companies also don't need you to know what the average debt settlement is. While the average settlement is between 50 and 60%, under these market conditions the credit card corporations will settle for as much as seventy percent and in a number of cases eighty percent. Credit firms also do not want you to know that you always get a better settlement when you employ a professional debt relief company. If you negotiate the settlement yourself, you may also discover the credit card corporations will make the...more
Author: Kevin Matras By Kevin Matras January 12, 2010 Looking for growth and value is a winning combination. Especially now, since growth rates have been subdued and valuations are getting increasingly higher. And while there are still plenty of them around, it's getting harder to find stocks that fit squarely into both categories. First off,...more
At the moment, if you're faced with a late credit card bill that you can't afford, you could be attempting to find methods to delay repayment. There are a number of steps that you can take to try this ; there's one thing more you need to try to do. If youre over $10,000 in unsecured debt it would financially behoove you to consider a debt...more
Author: Jason MarkumI get asked this question all the time, its one of the most frequently asked questions I see. I get it especially from new people who have never invested in the stock market before and don't know much about it. Before we get any further along, I should mention as a disclaimer that I am not a certified financial planner or stock broker in any way shape or form. I did get a degree in economics back in college, but I am not a working banker either. So, should you ever invest in individual stocks? The answer is a resounding NO! The reason is no for several reasons. The first is common sense. You don't know what you are doing. You don't know how to properly analyze a company stock, and you don't have the time needed to continually update that analysis each and every day as new information becomes available. Is someone suing the company? You don't know. Did their latest product bomb in all the test marketing? You don't know. The second is more technical and deals with diversifiable risk. Mathematically speaking we can prove that buying many different companies in many different industries diversifies away one of the two main "risks" involved in investing. I won't get...more
In the American economy people have a way of living that relies mainly on credit. Americans have a tendency to go on spending trends for fashion and a glamorized way of life. With this being declared, consumers customarily spend their money on terms...more
When it comes to looking for debt relief help, you have many firms and programs to select from. To start, you even have a choice in how you wish to get out of debt. As an example, you can go for debt settlement or consolidation. These are the two...more
Today, in any field the interaction between large and small firms is jointly beneficial. Neither one can function and prosper without the other. The same also is applicable to monetary institutions. Enormous cash lending firms and credit card...more
As like most Presidents before him, not all American citizens are a hundred percent happy with President Obama. While he has done many things that Americans "did like" or "didn't like," you cannot ignore the incontrovertible fact that he has helped...more
If you pay any attention to the news, you may have heard the statement "you can legally lose up to 60% of your Visa card debt." at first sight, this will seem like a loose scam. Yes, it appears too good to be true, but it is possible. You can legally...more
It is easy to find debt settlement firms online, but you want to have the best results. First, you wish to make sure that you do not fall prey to a scammer posing as a debt relief expert. 2nd , you need a company that will reduce as much as your debt...more