Author: Father Time I am a motivational and self-help writer and speaker, and I am here to tell you that you can start and build your very own home based business right now! My name is Father Time, and I enjoy helping people break free of the bondage of a job, especially if it is a job that sucks! Please Do Not be a slave to your job any longer, particularly if you hate the job, and/or if it is demeaning to you! And if you don't currently...more
The secret ingredient to get your home loan approved is to know how to fix your credit report. While there are governmental assistance programs for new home buyers which aim to make it easier for first time home buyers to get their mortgage loan, it can still be challenging today to get any bank or private lender to loan money to someone who doesn't have reasonable credit. If there are issues in your credit record that may not be viewed...more
If you have just turned 65, then you are eligible for Medicare. Now, you will receive monthly social security benefits from the Federal Government, in addition to deductions for Medicare Part A and B. Here are the first steps you should follow in order to understand your Medicare options, but you should also read information sent to you from the Medicare program.Original Medicare Parts A and BMedicare has three parts called A, B and D. Medicare Part A (hospital insurance) is managed by the federal government and it covers in-patient care, nursing facility care, hospice, and some in-home care. Medicare Part B (physician and medical) covers doctor's services, out-patient care, and some preventive care. Medicare Part A's premium is $443 per month, and the premium is the same for everyone, unless you have survivor benefits or if you are disabled. The premium for Medicare Part B starts at $96.40, depending upon your annual income. This is withdrawn straight from your social security check. If you choose, you can decide not to receive Part B coverage. Both A and B require deductibles, co-pays, and maximum benefits, in addition to added lifetime reserve days. With these plans,...more
In the world of internet marketing there are a lot of shady companies that either never understood internet marketing strategies or are relying on what they learned back in 1996 about how to do internet marketing. In either case, they can have a negative impact on the industry when those who have no idea, but are looking for an internet marketing...more
BAG of course is the acronym for Budget Art Gallery. This may not be for everyone but don't discard it till you read these interesting ideas. Enchanting and marvelous, spiritual, historical or overwhelmingly original, art galleries have always been a main point of attraction of every city. Whether you are in love with art or not, visiting an...more
Did your broker let your investments slide downhill in 2008? Do you think buy and hold is still a good strategy? You need to empower yourself with some basic information about money management and investments. Investing shouldn't be scary, difficult or time-consuming. With the knowledge of a few simple steps you can understand your investments, grow your money, and reduce stress and worry.Many times I've heard people say that they wished they knew more about managing their own money. The chief complaint heard is that many articles say the average Joe can do it, but no one tells them how to do it.I'm going to write a series of articles in plain English, and tell you exactly how most people can manage their own money or manage their broker. Don't misunderstand, there is nothing wrong with having a broker, but it's a professional relationship that needs to be monitored. Regardless of who manages your money this article should give you greater clarity about building a portfolio or formulating questions.My methods are simple and will involve a little bit of study, some easy math, use of a spreadsheet, and a bit of reading. Grab a pencil and paper - here we...more
Mountain biking is a fun and sociable way to stay fit and healthy, a valuable lesson for children and adults alike. Children are enthusiastic mountain bikers and they often ask for a bike at Christmas or for their birthday. This can be an expensive...more
Author: Susan AndrewsWould you go through a risky process just to have a younger looking skin and stretch marks free? You could avoid the option of having that if you want to. If you really want to know how to get younger looking skin then why not...more
The ever changing financial necessities made the average enterprises demand something that could figure out and hold their financial status through international trade finances.Exports in USA are like having a bonanza with a lot of medium-sized...more
Author: C BrownWhen it comes to ellipticals, there are dozens of models available there that offer the same general function but with a different array of features. Today we are looking at the Schwinn 420 Elliptical. At only around $600, this...more
Author: C BrownSituated in the middle of the price range for a home treadmill is the Nordic Track A2750 Pro. This treadmill is packed with features and extras that certainly set it in a category all its own, but is the machine worthwhile? After...more
Over the past couple of months, gold and silver have been uneventful. Depending on the item being traded, spot prices can indicate market expectations of future price movements in different ways. For a security or non-perishable commodity (e.g.,...more