Sharron Sharif is one of the top earners in XanGo, being one of a handful of people who have reached their top pin level of 500K Premier Select. Sharron has her base in Las Vegas where she lives with her 2 children, Tim and Steven Sharif, who are also top leaders in XanGo – talk about a family business! Is Sharron Sharif Someone You Should Join? If you are someone who wants to team up with a top leader in one of the world’s...more
If you are struggling to make your monthly payments, it is a relief to learn about the possibility of a loan modification. It is a terrible feeling to live in fear of defaulting on your mortgage and losing your house to foreclosure. A loan modification might be just what you need, and if so, you have to learn what to do to reach a modification agreement. The first thing you need to do is contact a qualified financial advisor. There are two ways...more
The recent down turn in the economic situation has left many people struggling with mortgage payments. To receive relief from a mortgage that has become something that is no longer affordable you may need to learn how to approach the bank that holds your mortgage in the right manner to get results as fast as possible. You will need to explain the situation to the bank giving them the 3 pieces of information they require.First write a rough draft outline listing the reasons you are currently facing financial hardships, this will help you to remember everything because you dont wont to leave out any information the bank may view as important to your situation. The letter should be short and to the point but at the same time include all the facts.The first piece of information you need to include in your letter is what happened to bring you to this point. If it was a change in job that resulted in less money being earned tell them the dates you changed jobs and why. Making less money per hour but working more hours closer to your home or similar situations is a good way to get the bank to understand why your financial situation is experiencing a hardship.Second make sure you include a...more
Whenever there is a disaster or a difficult situation, companies offering help start popping up everywhere. It is true that some of these are scams, but not all are fraudulent. There are legitimate companies that genuinely want to help and will sometimes end up costing you less money as well.The mortgage modification process is no different. Many...more
When you start to find it hard to make your mortgage payments and you cannot get your loan refinanced, it is time to get a loan modification. Your first step is to write a hardship letter explaining your need. The hardship letter explains why you are requesting a modification and why you need it. It is unfortunate that modifications are rejected...more
The fixed annuity is similar in many ways to CDs issued by a bank, but the difference is that they are intended to fund the buyer's retirement. These are for the most part very low in risk and can be converted to cash much easier than a typical CD as well. Their earnings may be deferred for tax purposes and they will generally provide a higher yield than CDs or bonds. They can be classified as either immediate or deferred. The former begins making payments immediately until the interest and premium is spent and the latter does not begin making payments until the end of the term agreed upon.A fixed annuity will typically feature the following:* One single upfront premium. * The contract will lock onto one guaranteed interest rate for a certain number of years, just like a CD. * Offer a low risk because the money invested can only be lost in cases where the issuing financial institution becomes insolvent. * Are the perfect solution for generating a solid income for retirement. * Offer pretty solid returns for their low risk. * Are offered for either short, medium, or long term durations, with the longer terms offering higher yields. * Incredibly easy to use and feature no hassles....more
One of the most disturbing situations in a persons life is undoubtedly that of finding himself or herself in a financial crunch. A bad financial situation can have a negative impact on all the other aspects of that persons life. Everyone knows that...more
Almost every American homeowner would like to secure a home mortgage loan modification these days. This article will explain exactly what this means and how to go about getting one.Are you fearing foreclosure like so many of your fellow Americans are...more
Many people are in desperate need of help from their lenders in the form of a loan modification. The financial difficulties being faced by these homeowners are causing people to struggle or fail to make their mortgage payments.With so many homeowners...more
There are three things the banks are looking for in a successful hardship letter, and the better you can express why you need the loan workout and what makes you a good candidate to receive a modification, the more likely you are to get the...more
There are numerous individuals in the open world today that either have been a victim to infidelity or are currently being cheated by their spouses or partners. Truth be told, there is no actual way of finding out if one can check on...more
Auto refinance might be considered as one good industry nowadays. Why? Because basically, the auto refinance service provider offers reduction of high monthly payment of car possession. Although refinance is mostly related to home...more