A secured loan equals low interest which is what loans are all about, however the borrower would need to have collateral to use against the loan in order to trade for the lower interest rate. This can be chancy for the borrower a more risky collateral option would be putting up the mortgage on one's homeWhen approaching a bank or a loan company for a loan, they may ask what collateral one has available and may request that they use a property or...more
Earlier aging was considered as the primary factor for hair loss. However, ongoing researches and studies show that stressful, unhealthy food habits and pollution have also contributed to numerous hair problems. Therefore, a wide range of solutions has been introduced from time to time to keep pace with fast changing lifestyle. Click Here to Get FREE Trial of Hairisol According to recent market survey the most effective product for...more
The Directors are responsible for preparing financial statements for each financial year in accordance with the Financial Reporting Standards (FRSs) and general accounting practice. The statements must give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period. This requires the faithful representation of the effects of transactions, other events and conditions in accordance with reporting standards.Preparing the Annual financial statement is a tedious task which needs meticulous processing of records of financial transactions. At Asiabiz our experts can minimize the pressure on your in-house resources by helping you in * selecting and applying suitable accounting policies * preparing financial statements in line with the International accounting standards * presenting information, including accounting policies, in a manner that provides relevant, reliable, comparable and understandable information * providing additional disclosures to enable clear understanding of transactions, other events and conditions on the entitys financial position and financial performanceCompanies are legally obliged to include a...more
Pension Release, sometimes know as Pensions Unlocking, is the term used when people want to release funds from a pension early. It applies to both Occupational Pension Schemes (whether they are Defined Contribution or Defined Benefit) and Personal Pensions.There is an age restriction that applies, which means you must be aged 50 or over. In 2010...more
The Directors are responsible for preparing financial statements for each financial year in accordance with the Financial Reporting Standards (FRSs) and general accounting practice. The statements must give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period. This requires the...more
Early retirement means different things to different people. In fact, the word "retirement may even have differing meanings depending on your age. Prior to the 1930s, there really was no such thing as retirement. Work was just a normal part of the day and people worked and worked and then, later in their years, would simply reduce the amount or strenuousness of their work as it become difficult for them. Ever since the Social Security system was put into place in the 1930s, we have been conditioned by our culture and our government to consider retirement much differently.We expect to work and save, work and save, and work and save, until we reach the magical age of 65 or 66 years old, when the government will begin paying you back on the Social Security funds that you paid into it all those years. Because of that, most people dont think of retirement as something thats even possible before that age.Why not consider this whole retirement thing differently? What if we thought of retirement as not having to go to work each day? Additionally, what if retirement meant no more commuting, office politics, corporate hierarchy, outsourcing, downsizing, layoffs, RIFs or any other of those...more
There are many reasons why homeowners choose to sell their property fast. Be it accumulating debts, repossession, the need to relocate, divorce, inheritance, or any other, finding a means to quick sale is what every seller wishes for. Undoubtedly,...more
One of the most important tools that financial graduates need for professional success is computational finance. This study combines computer analysis, mathematics and financial knowledge to assess the total risk of specific types of investments....more
Even though homeowners have always been able to get a home loan modification, recently the process has become a topic of conversation because of the downturn in the economy. Today renegotiating has become commonplace. However, there are still much...more
If you are struggling to make your monthly payments, it is a relief to learn about the possibility of a loan modification. It is a terrible feeling to live in fear of defaulting on your mortgage and losing your house to foreclosure. A loan...more
Knitting should be an exceptionally relaxing and enjoyable craft. So long as you are able to hold two knitting needles and know your left from your right (most of the time) and read some quite simple instructions, you'll be able to...more
Blaming free market capitalism for our economic problems is accusing a ghost. It has been dead for a long time. It was first stabbed in the back in 1913 when the U.S. Congress passed the Federal Reserve Act and the United States Revenue Act (creating...more