Term life insurance calculator Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments and/or conditions. If the insured dies during the...more
Types of Single Premium Life Insurance – Did You Know there are Two Types of Single Premium Life Insurance? There are two types of single premium life insurance. The first type is single premium whole life insurance and the second is single premium variable life insurance. To understand the differences, you first need to understand what a single premium policy involves. This type of policy requires a single upfront premium...more
Far from the madding crowd. When Thomas Hardy wrote this novel, he would not have imagined his words would carry so much meaning in our modern. Here in our times, each of us wants to escape the madding crowd, each one of us is in search of that elusive land of tranquility. But strangely enough, for tranquility, one does not have to keep searching the whole world. Tranquility is there to be found right in ourselves. Our mind is the place, where all the search for bliss ends. Really, a very beautiful aspect of life does live in us People have many names for this aspect of life. Peace, tranquility, contentment and some call it 'shanti'. Shanti means absolute peace, the complete harmony of the body, mind and the soul. Yoga is the way to that elusive tranquility, the all enveloping 'shanti'.Yoga holds you by your hand and takes you through a comforting and enriching journey to the world of bliss. On the journey, you are introduced to many happy aspects of your own self. You get to know that you are so fun loving, so caring, so much like a happy child moving around in sunny meadows; looking for a little fun, looking for a little friend, looking for a little love,...more
Life Insurance can be seen as falling into a cash value or non cash value scale. Policies that have investment options fall into the cash value category. Alternatively, the non cash policies will only have death benefits.To get the life insurance that is best suited to your needs, you will need to engage in some serious research. You might go to a...more
Term life insurance provides life insurance coverage for a specific time period (the term). It is often referred to as pure insurance. The face amount of the policy is paid if you die during the term of the policy. When you live longer than the term of the insurance coverage, nothing is paid, as there is no cash surrender value.Who should buy term...more
Many people apply for a life insurance policy, but only few get approved for the same. If you have enough money to pay the premiums would not mean that your chances of approval are higher. Your application for a life insurance police is passed through a rigorous underwriting, before a decision can be taken on the approval or denial of the same. Underwriting means the assessment of risk for granting a policy for an individual, and the monthly or yearly premium amounts for the same.Underwriters are therefore hired by most of the insurance companies that help in underwriting the applications. The insurance companies are on a look out for the profit and hence the risk assessment. There are a total of three steps included in the process of underwriting, namely examine the application, decision to insure or not, determine the premium. Let us discuss these steps one by one.The first step involves the examination of the application. Here maximum details about the applicant are collected. The application includes a list of fields that the applicant needs to fill up, such as the marital status, sex, type of living area, age, and current health status and so on. All these parameters are taken...more
The best insurance is term life insurance, at least since it first appeared in the middle of the 70s. While term insurance is the least expensive you are able to purchase, there are a few options to reduce payments and locate plans that are even less...more
Life Insurance Settlement Advantages- The Good Idea Many of use would agree, learning about how to sell your life insurance policy can often feel like a daunting task. There is alot of information to take in and more importantly, alot...more
Insurance covers risk, life insurance covers the risk to life. Life insurance has become an important tool of providing security to the family in case of premature death of the earning member.It has come a long way from being a simple life insurance;...more
Allergic reactions that are relatively rare are still feared by mineral oil use, with some people also reporting scalp irritation after using a product containing mineral oil. Apart from this, if mineral oil gets in your eyes, then it can also...more
Many people have viewed life insurance through a single lens as necessary only in case of one's death. Life Insurance for some, merely serves as a protection to help cover personal or business loans when one person passed away. People, however,...more
BloggingBazaar is a Punjabi Blogging website where we will post content related to Punjabi Poetry, Punjabi Shayari, etc.Reason for starting a blog in PunjabiThe only reason I started a blog in Punjabi is that I want to stay connected to my language...more
