Insurance covers risk, life insurance covers the risk to life. Life insurance has become an important tool of providing security to the family in case of premature death of the earning member.It has come a long way from being a simple life insurance; from a protection to family against the earning members death to investment and wealth generation.Know your purpose of buying life insurance. It could beLifetime income for dependents Childrens...more
To bring some changes in our life is ongoing process. We always want to do something new and better to make our life convenient and stylish. The fashion of living styles change very fast. Besides adopting new modern life style, we try to keep our monthly budget well in control despite gradual increase in prices of eatables. Arrival of soda siphons and cream chargers is being seen as great respite for the common user segment. Both of these are in...more
The best insurance is term life insurance, at least since it first appeared in the middle of the 70s. While term insurance is the least expensive you are able to purchase, there are a few options to reduce payments and locate plans that are even less expensive. Here is how to acquire inexpensive term life insurance.Not all plans are created equal, as well as not all organizations advertise the identical type of indemnity, although there is a single essential idea when it comes to term life: you obtain the cover for a specific term, and this time period helps ascertain your monthly payments. Plans may be bought in increments of 5 years and they by and large start at five years then go up to 40 years.A term policy is usually fairly simple. Not like money value insurance policies that have many page T's & C's that specify how to make a claim for your benefits and manage your investment part, a term policy is nothing above a death benefit. In a nut-shell, should you die during the term of your plan, your beneficiaries straight away get the complete face value on the policy. That won't be valid should you pass away in suspicious circumstances.The basic insurance is fairly...more
Types of Single Premium Life Insurance – Did You Know there are Two Types of Single Premium Life Insurance? There are two types of single premium life insurance. The first type is single premium whole life insurance and the second is single premium variable life insurance. To understand the differences, you first need to understand...more
Far from the madding crowd. When Thomas Hardy wrote this novel, he would not have imagined his words would carry so much meaning in our modern. Here in our times, each of us wants to escape the madding crowd, each one of us is in search of that elusive land of tranquility. But strangely enough, for tranquility, one does not have to keep searching...more
Yoga has had a profound impact on human mortals since time immemorial. This five thousand years old phenomenon has been at the heart of the Indian civilization through the ages. Thousands of people worldwide are now practicing this beautiful phenomenon to enjoy a blissful and healthy life. There are many benefits which come out by the regular practice of Yoga. Yoga is derived from the Sanskrit word "Yuj" which means "union" or "to unite". Meditation or 'Dhyana' is an integral part of Yoga. Meditation enables a person to delve deep inside oneself. Meditation makes us deal with everyday stress and also helps us to reach a state of mindfulness. Listening to music while performing meditation enables the mind to focus on a single point. Spirit Voyage is an online gifting company that offers various meditation music CDs which aid a practitioner to achieve a total state of mindfulness. Yoga, be it Kundalini Yoga, Ashthanga Yoga or Hatha yoga is always a doorway to a healthy state of the mind and body. Spirit Voyage offers various Yoga DVD collections that are suitable for morning practice and evening practice. Mind and meditation by Yogi Bhajan, Shiva Rea complete...more
Term life insurance calculator Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires coverage at the...more
Life Insurance can be seen as falling into a cash value or non cash value scale. Policies that have investment options fall into the cash value category. Alternatively, the non cash policies will only have death benefits.To get the life insurance...more
You have made the choice you're going to get family life assurance so how does one learn what is the hottest deal for you? Or where? There are many hundreds of insurance corporations wanting to get your business. It might take you your free time...more
Sooner or later will reach heaven, now sit down and discuss a very serious topic. A person death is not terrible, the worst things should be income interrupted. A death is not terrible, the most frightening thing is: the death of income. First, the...more
Holi Festival Holi or The Festivals of Color is a festival of spring celebrated by Hindus and Sikhs in India, Sri Lanka, Nepal as well as other countries with large Indian populations, such as United States, United Kingdom, South...more
Many people apply for a life insurance policy, but only few get approved for the same. If you have enough money to pay the premiums would not mean that your chances of approval are higher. Your application for a life insurance police is passed...more