What's the Difference between Debt Counselling vs. Consolidation?

Can credit counselling save you money? It may seem like credit counselling saves

you money in the short term because your monthly payments are dramatically reduced. But in some cases you could pay more this way because your interest rates may or may not be any different. A longer payment schedule with small payments could take longer to pay off. Deciding whether this is the right option for you or not is a personal decision that you should base on your specific situation and on weighing the pros and cons.

What's the Difference between Debt Counselling vs. Consolidation?

By: Chris Jenkinson

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