We finance dealers for people with discharged bankruptcy or bad credit is a great way for anyone with credit problems to get into a vehicle. I know a lot of people that have gone this route and are very happy with the outcome. Not only were they able to get approved, they were able to get the exact vehicle they wanted.
There is usually quite a few cars to choose from at dealerships that offer buy here pay here auto financing for people with discharged bankruptcy or bad credit. With this type of financing it will require you to purchase a used vehicle with no too many miles on it. The dealer likes to make sure the car is dependable throughout the term of your loan. This is because people tend to quit paying on their loan if the vehicle is no longer in working order.
Not all we finance on lot financing for bad credit dealers are good honest dealerships. There are some that will sell you a complete piece of junk that won't even last a year, let alone the term of your loan. Then you are stuck paying on a vehicle that you can't even drive. If you stop paying your payments because of this, it will show as a collection on your credit report. So it's important to remember that buy here pay here financing does not improve your credit, and can end up damaging it further if the vehicle is repossessed.