Also, it is still possible to reclaim credit card charges levied against debtors
for missing payment deadlines or exceeding credit limits and again this is advice that most charities are backing us up on: "the sum must reflect actual costs incurred as opposed to the extortionate charges that are usually made" (insolvencyhelpline.co.uk). UK Money Solutions can help consumers challenge their creditor if they think they have an unenforceable credit card debt and we can also reclaim credit card charges and there are no upfront costs such as 'audit fees' whatsoever.