Types Of Personal Injury Accident Claims You Can Be Entitled To
If you are conversant about what constitutes personal injury and the grounds based
on which you can file for any claims, then you also need to know the various claims and the benefits you can get entitlement for depending on the nature of the injury suffered. Not knowing about them and leaving everything in the hands of your legal counsel is not recommended. When you know about them, you are in a better position to even discuss with your legal counsel and get the best personal injury accident claim settlement out of him or her.Given below are the various benefits.
a) The first one is the most important and something that you would have immediately thought of the moment you sustained the injury and heard the disturbing news that you could be out of action for some weeks. This is the income replacement benefit. Under this you can get 80% of your net income if it is clear that you would not be able to carry out the duties you could before the injury. The maximum in this case is $400 and if you already are covered under other weekly income replacement schemes, you can get even $1000 per week. This is a wonderful facility and of great use to especially those who are the sole bread earners for their families. It is one thing to be unfortunate enough to get involved in an accident and quite another to be bed ridden and bereft of income. This benefit addresses the problem suitably.
b) In the event you do not qualify for the income replacement facility and are also not able to carry out your duties as before, you can get relief under the non-earner benefit facility which starts paying you after six months and here you can get $185 per week. If you are still studying or just graduated, then you can get even up to $320 per week.
c) All medical charges that were spent to treat your injury would be covered under the medical benefits facility and this will be in addition to any other medical scheme you may already be enjoying.
d) There is also a rehabilitation benefit plan that offers you additional monetary benefit so as to cover some part of the period you would need to fully recover from your injury. The maximum amount that would be paid to you under the medical and rehabilitation package would be $100,000 with the upper limit placed at 10 years. In the event, the injury is catastrophic rendering you immobile, then the maximum amount goes up to $1000,000 and so does the attendant care coverage.
e) Under the attendant care benefit, you will be entitled to cover the expenses of an aide provided to you by any long term medical centre. This would be up to a maximum of $72,000 spread over a two year period.
f) You would also get payment for other expenses incurred by your family members to visit you along with home maintenance as well as the cost of replacement of any items lost or damaged during the accident.
The above list is not a complete one and you would do well to find out how much more you can get out of your personal injury accident claim settlement.
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