Traveling Thrill Seekers
Traveling Thrill Seekers
In this case, one Denver thrill seeker thought that speeding high over the Costa Rican jungle on a zip line was a good idea at first because he wanted to see the lush tropical terrain around the coastal town of Jaco. Things were fine before his fifth ride when he saw that the leather gloves he was given to grip the cable with were a sorry excuse for a braking system. In this case, he was not able to slow his rapid descent and what happened was that he slammed into an attendant and a tree at the bottom of the cable, shattering his left leg and ankle.
It was important for him to get three operations, 15 pins and screws, and two plates to repair his leg. When it comes to this, he was able to make at least one smart travel decision despite the zip line decision. He was able to purchase supplemental travel insurance that saved himself as much as $2,000 in out of pocket expenses just before leaving the US.
His misadventure is a good reminder for all travelers to check their insurance policy before trying a high risk sport or outdoor adventure trip. What you should consider includes the following. Most medical and life insurance policies have an exclusion clause that lists the high risk sports that are not covered. The list of high risk activities varies by provider and is based on actuarial numbers and accident statistics.
Here, there might be no coverage for activities like white water rafting, bungee jumping, spelunking, parasailing, motorcycling, and sky diving. You should check the exclusion clause on your policy. What you can do to add to your existing policy is buy supplemental coverage.
To cover your travel period, you can get a year round supplemental insurance or a short term policy. Prices often vary in this case depending on your age and the amount of coverage and the services you want. From one travel insurance company, you can get a plan which costs $218 a year for a person younger than 69.
Here, the policy will be able to cover activities including motorcycling, skiing, and sky diving not to mention pay $10,000 in medical bills and $100,000 for medical evacuation costs per incident. For a professional or amateur competition, such as a mountain biking race, the organizers get insurance for all the participants. Do check with the organizer before joining a race.
Should there be a professional guide hired to take one rock climbing, mountain biking, or to take part in some other adventure sport, will his insurance be enough to cover any injuries? When it comes to this, guides for high risk sports typically require that clients sign a liability waiver and so the answer is no. Here, your guide's insurance will not cover you. To recover your medical cost, you can sue if negligence or failure to act on the part of the guide causes your injury.
When it comes to this, leave after you get the extra coverage and if something goes wrong your insurance company can try to recover your medical costs from your negligent guide. Charging members under 75 an annual fee of $225 is what a Birmingham, Alabama based company does. Considering that members are injured at least 150 miles from home, they can be evacuated from almost any airport in the world. When it comes to this, the company also offers short term memberships such as a seven day deal for a one-time fee of $85. Crowdspring Coupon : Crowdspring coupon code, promo codes discount codes Most probably one of the most well-known leisure shoes producer Gucci Get A Great Experience With Make Trip India Booking Your Next Short Term Stay In Paris For The Holidays Pat-down row rages as travelers decry privacy-stripping rules When Is The Native American Dance Stick Important Holiday Inn Manchester Holiday Inn London Holidays in Hong Kong Holiday Inn Al Khobar What's News At 2010 Louis Vuitton Summer Two Days Luxor Trip From Safaga Port Safag Port Shore Tours