Things To Consider When Relocating For Retirement

So, that wonderful time of your life is finally arriving: retirement

. You might be dreaming of sandy beaches or endless days spent fishing on your favorite lake. But when you get realistic, you might not be able to retire to a beachfront condo in Hawaii.

So where ARE you going to retire? Many senior citizens spend some years remaining in their pre-retirement home--perhaps for sentimental reasons or perhaps because they aren't sure what they should consider when it comes to relocating.

If you have contemplated the possibility of relocating for your retirement but wonder what factors you should consider before making a final decision, allow me to share a few insights to help you at this critical time.

First of all, take a look around you. What do you like about where you currently live? What don't you like? What do you wish it had more or less of? You can ask these questions about virtually any aspect of life, but there are a few things you should focus on.

You might not completely see it now, but weather should have a large impact on where you move. After all, raking leaves and shoveling snow are not exactly conducive to the health of elderly joints.

Even if you move to an assisted living facility, you may have to clear snow away from your car. However, moving to a place with a milder winter than the famed deep freezes of the northern and northeastern states--such as Utah, southern California, and parts of Arizona--can keep you close to or in the snow without having to constantly dig yourself out to get anywhere.

Senior living in Arizona--particularly in the Phoenix metropolitan area--seems to be appealing across the board. It is so much so that there are countless assisted living communities. This could be because of the warm weather, but it is also because you can get so much for little money.

Before making your decision, think about how widespread members of your family are, particularly your children. As you make this transition, you will probably want to be as close to them as possible.

By definition, retirement is supposed to mean more time with your children and grandchildren, so discuss the possibilities with your grown children. Some of your kids might see aging parents in the vicinity as a heavy obligation--even a burden--while others might be counting down to the time when you are living in their neighborhood.

So you need to make sure to have an honest conversation with each of your kids, making your expectations and theirs clear. By no means do you have to take your retirement in the same area as your children live, but being close to family can be a great comfort during these years.

by: Art Gib

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