Temecula Financial Advisor Discusses Insight on Wisconsin Labor Union Uproar
Temecula Financial Advisor Discusses Insight on Wisconsin Labor Union Uproar
Wisconsin's proposal to break down labor unions leaves many pensioned workers in a state of limbo- and the effects could be extensive. Plans by Wisconsin Gov. Scott Walker (R) and the legislature to eliminate collective bargaining (the method used by public unions to secure pay and benefits) for most public employees could spill into other Midwest states as a wave of small-government conservatives elected in 2010 take on their Democratic rivals. The streets of Madison, WI have begun to mirror Cairo as more than 25,000 union Wisconsin protesters congregated last Friday morning in and around the Capitol to protest the governor's plans. Previously in the week, there had been as many as 40,000 protestors. Schools were shut down, and one rally lasted a remarkable seventeen hours.
At the heart of the controversy is the employment of thousands of workers and their ability to represent themselves as a union, one they have had now for over 50 years. Losing this right could affect not only their wages, but flow additionally into benefits such as healthcare and pension plans. Once thought to be the essence of security in America's Heartland, current union laborers may find themselves in a position where they are forced to pay more for these coveted benefits.
This political storm firmly establishes the premise that in today's economic times, no one is immune to problems and the "American Dream" can be threatened even for those in what were once thought to be the securest of jobs. What has become understandable is that despite of your personal beliefs or political affiliation, the concept of "security" has forever changed. Clearly, our borders are nowhere near as secure as we'd like to think, 9/11/2001 brought to the forefront with crushing force the realization that we can not take for granted our individual security, the banking collapse made us painfully aware that we are not financially protected, and now the peril to collective bargaining is yet another setback to this false sense of confidence.
So where do we go from here?
As a Temecula financial advisor for over 20 years, I would propose that on some, if not many levels, personal responsibility must supplant our dependence upon employers for refuge. This begins with financial responsibility and active asset management. While we may not be able to fend off the outside forces of international violence or domestic threats, we can take actions to secure our personal financial "borders". This means adequate retirement planning, smart budgeting, and wise financial decisions. The adage has always been that "an ounce of prevention is worth a pound of cure" and the time is now to take upon yourself responsibility and prepare for the future.
http://www.articlesbase.com/finance-articles/temecula-financial-advisor-discusses-insight-on-wisconsin-labor-union-uproar-4364057.html
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