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Student Finances

The purpose of student loans from the government are to help cover the costs of your tuition fees

, and basic living costs (rent, bills, food etc). We understand that as a student at the University of Portsmouth you'll want to make the most of the many great activities the city can offer. We also know that you have lots of costs like accommodation, housekeeping and bills that have to be paid.

Start planning as soon as possible. Dont delay, otherwise you may run into problems later on; if you wait until you actually are in trouble financially it will be much harder to sort out.

Most universities offer free financial planning sessions and workshops. Your bank will probably offer cost-free financial counseling as well. Sign up and pay attention. Learn about how to plan responsibly and how to stick to a budget.

Use credit cards t with caution. If youre the type who cannot pay the bills on time, you may think twice about when and where you use your card. Remember that credit cards are convenient but they also require jurisprudence-think before you buy.

You need to be able to track your spending and if you do get behind in payments, get right back on track. Dont sink yourself further into debt.

Life at college can be tough, particularly with money matters. Damian Papworth realizes lots of students need to consolidate college loan. This is why he published a website on college consolidation loans, a good reference point for those who do not know where to start. http://www.sacramentomedicalschools.com

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