Quick Ways To Save Money Every Day
Saving money is obviously painful and is certainly not as easy as it sounds
. However, here are some practical ways to save money that you can espouse in your daily life. Even if you are able to follow few of them, if not all, you will definitely save some money. And yes, I have tried to keep the list precise and concise.
Here is it.
Most important way to save money spend less than your income
Learn new ways to earn money
Redesign you lifestyle and eliminate unnecessary changes
Always have a budget
Stop using credit cards
If you cant stop using them, pay the bills in full every month
If you have accumulated enough debts, think about consolidating them
Try to save every penny. It really counts
Try to refinance you mortgage with lower interest rate
Make use of coupons for your shopping. Go to websites like coupons.com and try to get some.
Join any online shopping club and get 20% off.
Dont buy on impulse. Wait for things to become obsolete, or at least a bit older in the market. Remember, new things are always expensive.
However, it is not necessary to buy everything thats on sale
Buy used cars but the one that needs less maintenance
Eat out less frequently
Its not always important to buy branded stuffs. Many things like medicine can be bought cheaper, as it has same ingredients
Plan your shopping according to seasonal offs and discount schedules
Try to reward yourself every time you save money. However, your reward shouldnt be an additional cost
Get a subscription of discount magazines
Keep investing every penny you save. This will double your money in quick time, and certainly this one is not a scam
Create a robust plan to save $150-$200 every month. Gradually, after few months, increase this amount
Just because you have money doesnt mean you can spend it frivolously. Save or invest it
One of the most effective ways to save money is stop smoking, if you are a smoker that is. It saves a considerable amount of money every month. It is like a secondary income
Transform your hobby into your part-time profession and start earning money
If free time encourages money spending, stay busy
If obesity is another issue you are finding it difficult to tackle, go on a diet. Along with ensuring fitness, it will also save loads of money
Start reading personal finance blogs
Dont ever compare yourself with your friends or neighbors
Start using public transport or carpooling
Keep contributing to 401k or an IRA
Buy health and dental insurance early in life. Its cheaper while you are young, and you will definitely need it one day
Repayment of debt is also one of the ways to save money. It saves money given away as interest
Lastly, DONT GIVE UP!
Not all the ways to save money mentioned above can be applicable to everyone. However, pick up the ones that suit you and get started. The early you start, the more you save.
by: Noura Depp
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