While going through the process of a home loan a customer might face different type of legal issues
. So avoid all those issues and to have a hassle free home loan experience, please follow the below tips and please be aware of the legal factors included in your home loan application.
1. Home loans process starts with the documentation in which the documents which you submit will have a great value in completing the case, so please do not submit any fake documents and dont try to misguide the bank to avail the loan as the banks have the right to take legal action against those persons who tried to misguide the bank. Details which you mention in the application form should not have any discrepancy, banks will verify the details mentioned in the
application and if the bank notices any discrepancy then it can reject the application form with out any prior notice.
2. Please keep all your receipts of the amount paid towards the credit cards which you settled previously because bank may ask for the receipts of the payments once the details are found in CIBIL.
3. When the customer submits the property documents banks will verify the property details given by you and the documents will be scrutinised by the advocates and search report will be obtained from the concerned sub-registrar office for the details of deeds and the vendors. If there is any discrepancy in the
by: Ram Sreekanth
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