Plastic Surgery Financing Learn More About It
Modern society has an issue with time. People live on the fast lane and they do not want to wait to get anything, why wait for something when you can get it now? As widespread as this philosophy is, it certainly does not apply to ageing. People live fast but they do not want to age fast. The days of graceful ageing are over, now it is all about not ageing at all. The market is plagued with solutions to consumers demands. Anti-age creams, anti-age non-surgical procedures, anti-age massages, the list could go on forever. But what is really hot right now is plastic surgery. Hollywood forces fashion and design trends on us on a daily basis, why should they not force down surgical trends?
While Hollywood stars (and wannabe stars) get plastic surgeries like a regular person gets haircuts, the vast majority of the population is not financially fit to face these procedures. Not only are they pricy, but they sometimes require maintenance. For example, we cannot expect a breast augmentation we got done when we were 25 to last until we pass away. The average American simply does not have the means to face these procedures without much saving, but does that mean they should simply forget about these them? Not necessarily. The financial market has come up with plastic surgery loans to meet the average consumers needs. Read on!
Plastic Surgery Loans
There are many different ways to obtain finance for surgical cosmetic procedures. A fairly common thing to do is to resort to banks or financial institutions in search for loans. Medical loans might also cover for plastic surgeries. You will be able to obtain up to $25000, depending on the procedure you want done. Remember that you will not just be paying the surgeons fee, but also the aestheticians fee and the clinic fee. Ask your surgeon for a detailed quote, so as to know exactly how much you will be spending.
People with good credit will be able to obtain low interest rates and up to 60 months worth of payback time. So if your credit is less than perfect, be prepared to pay higher interest rates. You might be eligible for lower sums of money and not so long repayment plans. The average interest rate ranges anywhere from 6% to 28%, so you might have to do some research until you find the lender offering the most convenient loan terms.
Some clinics will offer you a specially tailored repayment plan. But be prepared to discuss this issue with your surgeon because not every surgeon is willing to finance their patients operations. It will be a high risk to take due to the fact that his fee is not the only thing he is financing, but a whole bunch of different fees.
Sometimes, you will not be able to obtain finance for 100% of your surgery. What I advise my clients to do is to start saving three or four months before their surgery and then, once they are ready to apply for the loan or repayment plan, they will have to ask for a lower amount of money, which translates in paying less money worth of interest.
by: Devora Witts
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