Lazy Guide To Saving Money
I know how every one wants so hard to save money
. In fact in my case, if there was a little money you could press to automatically save money, I would have damaged the button from pressing it too often and too hard as well!
I am very sure that I need to save quite a lot of money to keep being on top of my financial game but the process of actually saving the money is very hard, and I do not usually have the discipline to follow through on my money saving plans.
You see, I am a brand of the unique sets of individuals on the face of the planet earth: lazy. This does not mean I do not like doing a decent day's job when it comes to that. Instead, I am one of those who totally cannot lift a finger when it comes to the organization of their finances.
As a result of this problem, I have cooked up a couple of ways to address this problem as effectively as possible. I call it the lazy man's guide to saving money as easily as possible. Fancy, huh? But it works for me.
I would go through the ropes with you and you will decide if you think it is something that would work for you too.
1. You can work it so that all your outgoing payments get paid with a debit card. And by debit, I am referring to direct debit. If you find that you have overspent on your credit card, make the monthly corrections through the use of direct debit.
The same method should also apply to the payment of your phone bills, internet bills and other bills you have to take care of. There is a reason for this suggestion. First of all, you would not incur charges for late payment of your fees if you do forget to pay, and you do not have to stress your so much to make the payments, they are all made for you.
2. You can also choose to shop online. Instead of going to the actual store, buying everything you want and adding some compulsive buying to the deal you can have everything done online.
All you would need to do would be to go online, click on the item you want to purchase and the distributors would have it at your doorsteps without further ado.
This is another really good method of saving method since you save on the cost of transportation to the shop itself. You can even choose to have a file where you save your card details so you do not have to go through the process of inputting them every time you want to go online.
3. You can also carpool. This should be done every time you have the opportunity and should not be something done simply because you cannot drive. You would be saving on fuel for one, and also on the mileage that you accrue to your car!
There you have it, the lazy man's guide to saving money!
by: Dan Cavalli
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