Know The Best Ways To Make A Money Transfer To Russia Before You Visit
In most cases, rubles are used in Russia, not U.S
. dollars or the currency of any other country. The only exception is with under-the-table transactions, which are rare. For example, occasionally, a resident will sell you items and will accept your U.S. currency, such as in the case of a garage sale or transaction on a site like eBay. However, most shop or restaurant owners expect you to pay in rubles only, which means that you should exchange most of your U.S. dollars as soon as you enter the nation. Typically the exchange rate is favorable when you use the U.S. dollar or Euros.
Cash is important to have in this country since every store takes it, which is not the case for credit or debit cards. This fact is especially true if you go outside the big cities like Moscow and St. Petersburg. You should also be aware that exchanging your money in smaller areas will not get you the best exchange rate, so try to do it in larger cities. For example, exchanging money in Siberia is not recommended, since you will lose approximately 3% of your cash. However, if you plan to stay in major cities, using a credit card or prepaid debit card can be a good idea. This way, you can make a money transfer to Russia from your bank account to your card rather than carrying around lots of cash with you.
You can use traveler's checks in Russia, but they can only be used in banks, so it may take some time to find places where you can change them. You cannot spend them anywhere, only change them for cash, so be aware of this before you decide to take them. American Express and Visa checks are most widely accepted, and you should expect a 3% fee for them from the banks.
It may be a good idea to use all three of these techniques so that you always have money with you in Russia. However, if you have to choose the best two choices, they would likely be cash and a prepaid debit card so that if you lose the card, it is not connected to your bank. Instead, you can make a money transfer to Russia with a set amount of money, depending on how long you plan to stay, and add more funds to the card as necessary.
by: Peter Frampton
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