Is It Obligatory To Buy Study Abroad Insurance To Study Abroad?
For most students studying abroad is an exciting option and a golden chance to improve your professional competence and job prospects
. Staying healthy is extremely important to complete your abroad study successfully. But if any health contingency occurs, it is best to be able to tackle it competently and successfully. Getting a study abroad insurance is a sure-fire way to manage medical care while you are abroad.Study abroad insurance - essential
Today medical care is getting very expensive. Specialty services and diagnostic tests can be a huge drain on students studying abroad and often stump their limited resources. You may not get the right medical/health care when you need it most just because many of the premier hospitals and healthcare centers cater only to people covered by valid insurance plans. So it gets imperative to get valid study abroad insurance covers for students.
Enrolment condition
Plans like study abroad insurance help students get competent healthcare, avoid worrisome expenses and have peace of mind while studying. Recognizing this, most universities, colleges and program sponsors in US make it mandatory that international students have valid medical insurance. Proof of sufficient coverage by registered insurance providers needs to be shown during enrolment time or students get enrolled in plans offered by university/college.
Study abroad insurance - obligatory
Most colleges and universities like New York University, University of Washington all demand proof of study abroad insurance coverage during enrolment process. The universities ask students to show details of medical coverage they have. These plans should satisfy university criteria. In case, they do not have coverage or their insurance plans do not meet university criteria/conditions, the students get automatically included in one of insurance plans offered by the University/college.
Benefits offered
The study abroad insurance plan ensures students and their families - both US and non-US students - have comprehensive coverage at reasonable prices. They get emergent and routine medical care whenever needed without any extra financial load. Depending on the plan they may cover:
"Intensive care
"Hospitalization
"Prescription drugs
"Surgery
"Access to quality doctors/healthcare providers
"Mental healthcare
"Repatriation/medical evacuation
" Optional maternity and pre-existing sickness cover
Need to choose wisely
When you are going to study abroad, it is essential to choose a good study abroad insurance plan. There are many plans available but you should learn to read the fine print and see which plans suit you individually and satisfy university/college criteria. Whether you are going to US to study or an US-resident going abroad to study, there are excellent insurance providers like International Student Protection (ISP), for a tailor-made study-abroad insurance policy to enjoy perfect health during the time of studies.
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