How Do I Insure My Barn Conversion Against Structural Defects?
So you think you have everything in place for starting your barn conversion project
? You have organized your planning permission papers and you have your building insurance but have you thought about a renovation warranty, otherwise known as structural defects insurance?
Maybe your builder, surveyor or architect has already advised you to take out a renovation warranty for your barn conversion, but if not wed strongly advise researching the benefits of having this structural defects insurance in place. Most mortgage lenders will ask to see your policy certificate before they will give you a loan.
Your barn conversion will not be protected from most future Structural Defects Warranty by your basic building insurance and you could find yourself with a serious unforeseen expense if you find that there are structural problems with the building after it is completed. Your dream home could turn into your biggest nightmare if you have not taken precautions against bad workmanship on the part of your builder, defective materials or a design fault in your property.
These structural problems could manifest themselves in many different ways. Perhaps you will start to see cracks appearing in your walls, which could indicate a subsidence issue. Maybe you will notice water penetration in your property which could possibly be related to bad quality materials. Standard building insurance does not cover these issues and you will find yourself exposed to paying thousands of pounds for the repairs out of your own pocket.
Taking out structural defects insurance is a simple process, especially if you use a professional company such as C-R-L.com. Just pick up the phone and speak to one of the especially trained insurance experts and give them the details of your project. They will send a surveyor to see your project site, at a time that is convenient with you, to review every aspect of the build. When the survey is complete the surveyor will send a report to the team at head office that will be back in touch with you as soon as possible with a quote. When you have accepted the quote your warranty certificate will be sent out to you the day the project is completed.
Structural insurance will give you peace of mind from the moment you start your project until the 10-year policy eventually expires. If you sell your house in the interim the renovation warranty will automatically be transferred to the new owner. Contact C-R-L.com today to secure your structural defects insurance for your barn conversion and protect your investment for the future.