Home: Online Payday Loans
What are online payday loans?
Payday loans help thousands of customers each month in meeting their short-term cash requirements. An unexpected cash need like, a medical expense, car maintenance, Christmas shopping, the beginning of a new school term or an unexpectedly high utilities bill, might pop up anytime. This could put you in a tight spot. This is where a payday loan scheme can pull you out of trouble. As traditional financial institutions do not cater to the short term loan market, the payday advance scheme is of immense help to meet cash emergencies or unexpected bills that are unplanned for, and at affordable rates of interest.
Payday loans can be processed in the most simplified manner. Through internet technology and ease of operation, the customer can get a loan processed in as little as 24 hours. The on-line transactions are totally protected and we do not carry credit checks. We also maintain strict confidentiality as regards to customer information. We operate through a personal login, which only contains information required to advance a payday loan. The login will enable the customer to update any relevant information at any convenient time. This would expedite a reapplication and spare the customer the time required to run through the entire application process again.
We offer you one of the best payday advance services and have an efficient Customer Support Staff to help you with any queries and guide you through the application process. Once the on-line application is filled, we can get your payday loan deposited electronically into your bank account within 24 hours. This will help you with any unforeseen expense that might crop up without having to wait until next payday and whats more- we offer you one of the easiest, fastest, and most affordable payday loan schemes in the market.
Process: Online payday cash
Applying For online payday cash advance
Filling out our online application for online payday cash is one of the easiest things to do, and takes no more than a few minutes to complete. The personal information of our customer is saved in our secure web servers, and protected by a private Customer ID and Password. The ID and Password is provided to the customer after the first application process and this can be used for all future transactions.
As for the eligibility criteria- any one, who has a direct deposit of his income with a valid checking account for a minimum of 90 days, can avail payday advance. Military personnel, both active and retired, can also avail our online payday loans. We offer our customers cash loans of up to $.1000. Once your application is approved, the loan amount is deposited in your bank account within 24 hours by a participating lender.
For reapplying, there has to be a minimum of five business days between the last loan repayment and issue of next loan. This time lag is because we operate on electronic withdrawal, which takes about 5 business days to receive the funds into our account. When your loan repayment is due, your cash advance and service fees are debited from your bank account by the lender.
Therefore, if you are in need of cash and find yourself caught between paydays, we assure you that we can provide the easiest, quickest, and most professional way to obtain an Online payday cash advance. We spare no efforts in ensuring customer satisfaction and will welcome your feedback and suggestions regarding our payday loan scheme, which would help us serve you better.
FAQ: online payday cash
Find the answers to frequently asked questions on Online payday cash
How much fee is charged for the online payday cash?
We charge $25 per $ 100 borrowed. In case the borrower wishes to rescind the loan, he may do so by returning the borrowed amount before 5 pm CST, the business day after receiving the loan. Please read our Fee Schedule for more information.
Is a customer eligible for online payday loan if he has a bad credit or a bankruptcy?
YES! We do not-unlike traditional lending institutions- take into consideration the credit history of our customers. Neither do we carry out credit verification of our customers.
What is A.P.R.?
A.P.R. refers to the annualized percentage rate on your payday loan and this enables customers to compare the various loan options and choose the one that is the most viable. To check out our lending rates, please refer to our A.P.R. Disclosure for detailed information.
How is the loan limit decided?
We offer a certain loan limit based on the current income of the customer.
When you debit my account for repayment of loan, how can I be assured that you will withdraw the correct amount?
Federal and state laws regulate our lending operations and we are authorized to use the Federal Reserve Wire System. This means that we can only withdraw from your account, the amount you have authorized.
What happens if I am unable to repay by due date?
Please contact us at least two business days prior to your due date and we can extend your due date. If you need to extend your due date to the next payday, you can do so after paying a nominal amount that covers the interest on the loan. The online payday loan, cash advance is of one month, calculated from the day the loan, under consideration has been executed.
by: AlenCaller
Unsecured Loans, Money For Personal Expenses Bad Credit Secured Loans Dig Yourself Out Of The Bad Credit Hole Cash Advance Loans: Execute Your Budget Efficiently Unsecured Personal Loans - Risk Free Deal For Quick And Effortless Finance Payday Loans - Your Shield Against Sudden Financial Crunch Urgent Payday Loans- Quick Money With Many Facilities Strategies To Help You In A Mortgage Refinancing Loan Unemployed Loans: Monetary Support For Jobless People Instant Payday Loans: Procure Swift Monetary Aid With Ease Same Day Cash- Quick Cash In Your Pocket Iva Uk: Ease Your Life To Settle Down Unmanageable Debts Payday Loans - Acquire Swift Funds For Uninvited Urgency Same Day Cash Loans: Get Quick Freedom From Unexpected Expenses