Health Insurance Washington Company Stops Child-Only Policies
In respect to Washington state law, health insurance providers are not allowed from declining to sell coverage to people on the basis of age
. Nevertheless, quite a few companies are attempting to make an end-run around that legislation.They are defying the law by continuing to sell individual Washington Health Insurance to adults, whilst denying coverage to children under the age of 19.
As is often the case in these issues, healthcare reform plays a significant role. In late September, the government enforced a ban on refusing to provide coverage to children with pre-existing health problems. A similar ban on discriminating against adults based on health status will be implemented by 2014. Insurers have involuntarily approved the latter, because it is combined with an individual mandate, which will provide them sufficient new customers to help cover the cost of more expensive patients.
On the contrary, the removing of the limitation against offering inexpensive Health Insurance Washington to children is far more popular with the general public. Young children are virtually never at fault with their health condition, as opposed to elderly that might be held accountable for contributing with their condition. In that respect, it should not be a moral risk. Nonetheless, some think that parents will intentionally delay getting insurance plan for their children until they have already developed a serious health condition.
Why would parents purchase a child-only policy? Particularly for those households battling financially, it may be necessary to sacrifice themselves for the sake of their children's health. In case they can just pay for one premium, it will be for their kid's. With regards to Regence, their profitable adult business is struggling because of their decision to suspend children's health insurance sales. Because of their violation, the state's insurance commissioner has mandated them to cease and desist promoting all policies.
For their part, Regence's president claims that the suspension of sales was necessary to secure their other customers from increasing premiums.
Health Insurance Washington Company Stops Child-Only Policies
By: Harold Maynard You Ought To Utilize Child-Rearing Solutions For Various Problems Behavior Modification Techniques For Children That Work Like A Charm The Art Book for Children Fun Date Ideas for Teenagers Keep Your Kids Safe With Lightweight Baby Strollers How Does A Boy Act When He Likes A Girl? 5 Clues That He Likes You The Benefits Of Using A Skidster Mini Loader Machine How To Make A Boy Like You 5 Tips To Play Hard To Get And Make Him Want You Make Your Kids Learn Cooking On Website Read cheap children books buy The Girl Who Kicked the Hornet's Nest Plan Ahead To Keep Children Entertained While Camping A Trip Away From Kids FSA Study Found: Teenage Girls Have High Fat Risk