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Don't risk going without plumbing insurance

Don't risk going without plumbing insurance

Don't risk going without plumbing insurance


If you've spent weeks, months and years creating a beautiful home, there can be few more devastating things to endure than water damage, whether it's a minor drip that ruins a carpet or a huge leak that wrecks a whole room. Assessing the damage can be gut-wrenching enough, before you've been handed a quote for cleaning up the damage and devastation left behind. Of course, some of this could be covered under one of your insurance policies, but it's important to read the small print and understand exactly what's included.

If you've suffered an internal plumbing or drainage issue, it will be covered under many plumbing insurance policies, which come in really useful when the worst happens. Even the best maintained homes can suffer leaks from taps or toilets and if they're left to fester, things can get even worse. Such issues need the eyes of a fully-trained expert. Get a cowboy in to do the work and you could be storing up even bigger problems further down the line. Time is always of the essence, but not at the expense of quality workmanship getting a cheap patch-up job is never wise.

With plumbing insurance, you can be sure that the tradesman who enters your home will have been vetted to make sure he's fully qualified. You're able to make up to 2,000 per claim for these types of problems, with a 4,000 claim allowance for external drainage repair jobs. You'll also be able to make up to two claims per year for each, meaning you're covered in the unfortunate event of a repeat catastrophe.

In some severe cases, for example having burst pipes, plumbing issues can make your home inhabitable for a day or two. Whether this is due to ceilings being unsafe or the fact that there's no water for basic sanitation, it can leave you seriously in the lurch. If you're lucky enough to live near friends and family you could stay there if they have room, but not everyone is afforded this luxury. For this reason you'll really appreciate having plumbing insurance, which comes with up to 500 towards the cost of a hotel stay, provided you can't live at home for more than 48 hours.

No one wants to think about their home being turned upside down by a plumbing or drainage problem but thankfully there are ways to protect yourself against this type of unfortunate event with plumbing cover from a provider you can trust.
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