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Consider the ATM Situation in the Area Before You Use a Card to Transfer Money to Australia

Consider the ATM Situation in the Area Before You Use a Card to Transfer Money to Australia

Consider the ATM Situation in the Area Before You Use a Card to Transfer Money to Australia


Nearly every Australian city can be expected to carry at least a few ATMs, which means access is quite easy. This is especially true in larger cities like Brisbane, Sydney, Perth, and Melbourne. Even smaller areas, like Lismore, Kalgoorlie/Boulder, and Bathurst likely have one or more ATMs, or are at least within short driving distance of one. However, none of the ATMs in this country are regulated, and each may have their own charges. They are typically posted either on the machine or on the screen, and transactions can be cancelled if the user does not want to pay a few Australian dollars to get money out. Any card with the Cirrus, Maestro, Visa, or MasterCard symbol is likely to be accepted at most ATMs, which means that you can comfortably transfer money to Australia knowing that your relative can use the card easily.

Credit and debit cards are often used in Australia to pay for goods and services, but it is becoming more common for retailers to charge a small fee. It is usually equal to about 1.5% of the total transaction, so it may make more sense to withdraw money in Australian dollars from an ATM, depending on the charge. If it turns out that it is cheaper to withdraw cash from an ATM, your relative can easily find the closest cash machine at one of the local banks, such as Bendigo Bank, Bank of Queensland Limited, Bankwest, Macquarie Bank Limited, and UBank, to name a few.

Before you send money to anyone, you should make sure the method you have chosen is convenient for all involved. If you want to spend little money and need the cash to be available to your relative quickly, the ability to transfer money to Australia on a prepaid debit card can be helpful. It costs $5 USD per transfer, and should be available the same day. Your relative can then either withdraw cash from an ATM or use it to pay for goods. Either way, it is known for being a flexible method to offer your relatives overseas. When you transfer money to Australia on a card, you can rest assured that your recipient can easily use it to survive in this area.
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