Once again, it all comes down to that need to solve the smaller problems before tackling the bigger ones
. In this case, you need to solve the financial desperation issue before you can move toward solving the "I don't have the money" excuse. Focus on getting to a place where you're not desperatewhere you can afford to spend a few thousand dollars without having to worry about someone taking the house. Scramble until you can consistently make the rent, feed the family, keep the bill collectors at baya place where you can be patient enough to work with your business opportunity until it blooms into a financial success.