Avoid Credit Card Debts In The Wake Of Festive Season!

It is Christmas time and also the time for some shopping

. In the wake of this, innumerable shoppers have been hitting the high streets. People are out in streets to buy gifts for their loved ones. With both Christmas and New Year around the corner, buyers are looking out for goodys for their near and dear ones.

With the recession still on and money being in a tight spot, borrower are facing difficulty to meet their various needs. They have come up with a suitable solution. They are availing loans to buy gifts and other goodys. Herein, the buyers must watch out how much they spend. They must not recklessly spend money in this trying time. Unfortunately, many have even resorted to credit cards to buy gifts.

Borrowers in England have downplayed the warnings issued by Church of England with regard to usage of credit cards. According to a broadcast made by the Church, borrowers were discouraged from using credit card. This was made in the interests of the borrowers with little money. However, not many have adhered with this piece of advice. Borrowers are believed to be splurging on during this festive season.

They are not keeping in mind that they may get into debts and once the festive season is over, they may find themselves unhappy with credit card payments. The bottom line is that borrowers must exercise caution while spending. They must not invite financial problems in an already bad financial situation. If they keep this thing in mind and spend within their limits, so they can be carefree of their financial situation.

Borrowers must absolutely resist from spending money using credit cards. Instead they can use cash. This will help them stay within the budget and monitor the spending spree. Why indulge into spending money and regretting later? It is better people watch out what they are getting into before hand. One can enjoy the festive season with limited purchases too! Contrary to this, if one was to spend a lot and get into debs, it would lead to an unwelcome New Year.

Disagreeing with what Church of England has stated is British Retail Consortium. They are unhappy with the warning issued and do not encourage non usage of credit cards. They believe the cards are meant to be used when a need arises and this holds true for the festive season. However, it is the borrowers who suffer in the end!

by: Sadhana

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